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2016 Benefits Enrollment
Disability Beneits
If you become disabled and
cannot work, few beneits
are more important to your Short Term Disability
inancial security than disability
income protection. Enrollment is Optimas provides, at no cost to you, short term disability coverage. Our
automatic and Optimas pays the company paid policy provides you with a percentage of your weekly
full cost for your coverage.
income while you are out of work following a non-work related accident
or illness. The plan pays a beneit dependent upon your years of service
with the company.
Short Term Disability Benefit Schedule
Years of Service Beneits Duration and Percent Payable
Less than one year 13 weeks* at 66.67%
One to ive years First eight weeks at 100%—next 18 weeks at 66.67%
Five to ten years First 18 weeks at 100%—next 8 weeks at 66.67%
Ten years or more 26 weeks at 100%
* Or length of service, whichever is less.
Beneits begin after ive days in the event of an accident or illness. If
you work in a state which has a state mandated disability plan, your total
combined beneit amount will be the greater of your state’s plan or this
plan.
Long Term Disability
Once you have exhausted your short term disability beneit, the plan
will transition you to the long term disability program. The plan is also
provided by Optimas at no cost to you.
The long term disability plan pays a beneit of 66.67 percent of your
covered monthly earnings up to $10,000 for each month you are unable
to work due to a disabling condition. Beneits begin after 180 days of
disability and may continue until age 65 or the maximum beneit period is
reached.
Your disability plans are administered and/or insured by Reliance
Standard Life Insurance Company and Matrix Absence Management.
Contact information for claims submissions and questions are available at
the end of this guide.
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Disability Beneits
If you become disabled and
cannot work, few beneits
are more important to your Short Term Disability
inancial security than disability
income protection. Enrollment is Optimas provides, at no cost to you, short term disability coverage. Our
automatic and Optimas pays the company paid policy provides you with a percentage of your weekly
full cost for your coverage.
income while you are out of work following a non-work related accident
or illness. The plan pays a beneit dependent upon your years of service
with the company.
Short Term Disability Benefit Schedule
Years of Service Beneits Duration and Percent Payable
Less than one year 13 weeks* at 66.67%
One to ive years First eight weeks at 100%—next 18 weeks at 66.67%
Five to ten years First 18 weeks at 100%—next 8 weeks at 66.67%
Ten years or more 26 weeks at 100%
* Or length of service, whichever is less.
Beneits begin after ive days in the event of an accident or illness. If
you work in a state which has a state mandated disability plan, your total
combined beneit amount will be the greater of your state’s plan or this
plan.
Long Term Disability
Once you have exhausted your short term disability beneit, the plan
will transition you to the long term disability program. The plan is also
provided by Optimas at no cost to you.
The long term disability plan pays a beneit of 66.67 percent of your
covered monthly earnings up to $10,000 for each month you are unable
to work due to a disabling condition. Beneits begin after 180 days of
disability and may continue until age 65 or the maximum beneit period is
reached.
Your disability plans are administered and/or insured by Reliance
Standard Life Insurance Company and Matrix Absence Management.
Contact information for claims submissions and questions are available at
the end of this guide.
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