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2016 Benefits Enrollment
Retirement Beneits
401(k) Retirement Plan Plan Provisions
The Optimas OE Solutions Holdings, Eligibility Immediate
LLC employee savings plan managed Plan entry Immediate
by Fidelity is one of the best ways to Employee deferral 1-50% of compensation, subject to annual IRS Limit*
save money for retirement and is one Employer match 100% of 3% and 50% of the next 3%
of the few ways you can defer taxes Vesting 100% vested
on your current income. Loans 1 loan outstanding at a time
* IRS Limit for elective deferrals is $18,000 for 2016; if age 50 or older at any time in the
2016 calendar year, you may defer an additional $6,000
Optimas Plan Overview
Employer match—Optimas will Fidelity Access Tools and Resources
match 100 percent of the irst 3 On the web: www.401k.com
percent of salary contributed and
50 percent of the next 3 percent Over the phone: 800.835.5097
of salary contributed—4.5 On your own: Fidelity’s retirement planning tools and services,
percent company match in total including NetBeneits ®
based upon 6 percent employee Online or by mail: quarterly statements, newsletters, and
contribution documents
Vesting—employer contributions One-on-one: retirement education and planning services
made by Optimas are 100
percent vested; you are always
100 percent vested in your salary
deferrals
Roth—you may elect to defer
salary on a “post-tax” basis
Automatic features—the plan
offers a voluntary automatic
increase service; if you would
like your deferral percentage to
increase by one percent per year,
you need to make that election by
contacting Fidelity
18
Retirement Beneits
401(k) Retirement Plan Plan Provisions
The Optimas OE Solutions Holdings, Eligibility Immediate
LLC employee savings plan managed Plan entry Immediate
by Fidelity is one of the best ways to Employee deferral 1-50% of compensation, subject to annual IRS Limit*
save money for retirement and is one Employer match 100% of 3% and 50% of the next 3%
of the few ways you can defer taxes Vesting 100% vested
on your current income. Loans 1 loan outstanding at a time
* IRS Limit for elective deferrals is $18,000 for 2016; if age 50 or older at any time in the
2016 calendar year, you may defer an additional $6,000
Optimas Plan Overview
Employer match—Optimas will Fidelity Access Tools and Resources
match 100 percent of the irst 3 On the web: www.401k.com
percent of salary contributed and
50 percent of the next 3 percent Over the phone: 800.835.5097
of salary contributed—4.5 On your own: Fidelity’s retirement planning tools and services,
percent company match in total including NetBeneits ®
based upon 6 percent employee Online or by mail: quarterly statements, newsletters, and
contribution documents
Vesting—employer contributions One-on-one: retirement education and planning services
made by Optimas are 100
percent vested; you are always
100 percent vested in your salary
deferrals
Roth—you may elect to defer
salary on a “post-tax” basis
Automatic features—the plan
offers a voluntary automatic
increase service; if you would
like your deferral percentage to
increase by one percent per year,
you need to make that election by
contacting Fidelity
18
