Page 26 - 2017 US Benefits Guide - for all Capgemni employees in the FS SBU
P. 26
Your Life and Accident
Insurance Options
Capgemini ofers you an array of plans that pay beneits to you or your beneiciaries if you become injured or
die. These beneits are such an important part of your inancial security that Capgemini provides some insurance
beneits to you automatically and at no cost to you. Review the life and disability insurance options described in
this section to select the combination of plans that is right for you.
Basic Life Insurance
Basic Life Insurance, which is provided at no cost to you, pays beneits in the event of your death. This coverage
will pay a beneit equal to 1.5 x your annual earnings, rounded up to the next higher multiple of $1,000 (up to the
$750,000 maximum beneit).
Annual earnings includes your current base pay. The value of your coverage will change as your annual base pay
changes. It does not include bonuses or commissions. This program is subject to reductions in coverage once you
reach age 65.
Accidental Death and Dismemberment
Accidental Death and Dismemberment (AD&D) insurance provides you with inancial protection if you die or sufer
certain serious injuries as the result of a covered accident on or of the job. A percentage of the full beneit is paid in
the event of dismemberment.
AD&D is provided at no cost to you. Your AD&D beneit amount is the same as your Basic LIfe Insurance beneit.
CAPGEMINI 2017 BENEFITS GUIDE 23
Insurance Options
Capgemini ofers you an array of plans that pay beneits to you or your beneiciaries if you become injured or
die. These beneits are such an important part of your inancial security that Capgemini provides some insurance
beneits to you automatically and at no cost to you. Review the life and disability insurance options described in
this section to select the combination of plans that is right for you.
Basic Life Insurance
Basic Life Insurance, which is provided at no cost to you, pays beneits in the event of your death. This coverage
will pay a beneit equal to 1.5 x your annual earnings, rounded up to the next higher multiple of $1,000 (up to the
$750,000 maximum beneit).
Annual earnings includes your current base pay. The value of your coverage will change as your annual base pay
changes. It does not include bonuses or commissions. This program is subject to reductions in coverage once you
reach age 65.
Accidental Death and Dismemberment
Accidental Death and Dismemberment (AD&D) insurance provides you with inancial protection if you die or sufer
certain serious injuries as the result of a covered accident on or of the job. A percentage of the full beneit is paid in
the event of dismemberment.
AD&D is provided at no cost to you. Your AD&D beneit amount is the same as your Basic LIfe Insurance beneit.
CAPGEMINI 2017 BENEFITS GUIDE 23
