Page 3 - 2018 Harbin Benefit Guide
P. 3
Harbin Clinic
Qualifying Life Event
A qualifying life event is a change in your personal life which may impact
your eligibility or dependent’s eligibility for beneits. Examples of some
qualifying events include the following.
X Change of legal marital status (e.g., marriage, divorce, death of
spouse, legal separation)
X Change in number of dependents (e.g., birth, adoption, death of
dependent, ineligibility due to age)
X Change in employment or job status
Benefits Eligibility
You may enroll in the beneits program if you are a regular employed
physician who is actively working a minimum of 30 hours per week.
Eligible Dependents
As you become eligible for beneits, so do your eligible dependents. In
general, eligible depends include your legally married spouse* and children
up to age 26. Children may include natural, adopted, step-children, or
children obtained through court-appointed legal guardianship.**
SSN Required
You must provide a valid Social Security Number for yourself and each
enrolled dependent. Employers are required to provide names and Social
Security Numbers to the federal government for each individual enrolled
for medical coverage. This reporting requirement helps the federal
government verify compliance with the Health Care Reform Individual
Mandate.
* Working spouse rule: if your spouse is employed and has health coverage available through
his/her employer he or she is not eligible for our health insurance plan. Working spouse
attestation form required for anyone covering a spouse on health insurance.
** Documentation may be required to verify dependent eligibility.
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Qualifying Life Event
A qualifying life event is a change in your personal life which may impact
your eligibility or dependent’s eligibility for beneits. Examples of some
qualifying events include the following.
X Change of legal marital status (e.g., marriage, divorce, death of
spouse, legal separation)
X Change in number of dependents (e.g., birth, adoption, death of
dependent, ineligibility due to age)
X Change in employment or job status
Benefits Eligibility
You may enroll in the beneits program if you are a regular employed
physician who is actively working a minimum of 30 hours per week.
Eligible Dependents
As you become eligible for beneits, so do your eligible dependents. In
general, eligible depends include your legally married spouse* and children
up to age 26. Children may include natural, adopted, step-children, or
children obtained through court-appointed legal guardianship.**
SSN Required
You must provide a valid Social Security Number for yourself and each
enrolled dependent. Employers are required to provide names and Social
Security Numbers to the federal government for each individual enrolled
for medical coverage. This reporting requirement helps the federal
government verify compliance with the Health Care Reform Individual
Mandate.
* Working spouse rule: if your spouse is employed and has health coverage available through
his/her employer he or she is not eligible for our health insurance plan. Working spouse
attestation form required for anyone covering a spouse on health insurance.
** Documentation may be required to verify dependent eligibility.
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