Page 5 - 2018 Harbin Benefit Guide
P. 5
Harbin Clinic






UMR Member Site

At www.umr.com, there are no hassles and no waiting—just the answers
you’re looking for, anytime, night, or day. Register at www.umr.com to
ind the following.


X Check your beneits and see what is covered
X Look up what you owe and how much you have paid

X Find a doctor in your network

X Learn about medical conditions and your treatment options
X Access tools and trusted resources to help you live a healthier life


Choose Beneits and Coverage from myMenu to ind the following.

X What health care services are covered?

X What’s the cost difference between an in-network and out-of-network
service?
X What’s your deductible, and are you close to reaching it?

X Is there a copayment for your ofice visit? If so, how much?







































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