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Intertek U.S.A.






Medical Beneits



Medical Benefits Overview Blue Distinction Centers for
Choosing the right health plan is probably one of the most important Specialty Care
decisions you can make for yourself and your family members. It is our When it comes to your health and
objective to provide a medical insurance program with comprehensive healthcare, the choices you make
coverage and options making it easy for you and your dependents matter.
to access the medical care you need. Please carefully consider the
information provided in this document to make the best medical choices for The Blue Distinction Center program
you and your family. evaluates hospitals on their ability to
deliver high quality and safe specialty

Your PPO Options care based on criteria that directly
impact patient results (e.g., surgical
There are two PPO plan designs to choose from for 2015. A PPO is team expertise and a history of better
a national network of physicians and hospitals that have agreed to a outcomes for patients).
discounted payment schedule. The PPO plans allows for more lexibility,
but also more responsibility on your part. You are not required to select a To see a list of the speciic selection
Primary Care Physician. In this plan, you select a doctor of your choice. criteria used to evaluate hospitals for
You may also access specialist care directly; no referrals are required the Blue Distinction Centers, please
for specialist care. When you utilize in-network providers you receive the visit www.bcbs.com/bluedistinction.
deepest possible discount on your services.


Your CDHP With an HSA Option

The Consumer Driven Health Plan (CDHP) with the Health Savings
(HSA) feature is a health plan designed to educate you about healthcare
decisions and empower you to take control of the dollars you spend on
your health care. The CDHP plan utilizes the same network of providers as
the PPO plan and allows for the same lexibility. The difference is that the
plan provides you with the ability to set up an HSA and take advantage of
tax-free savings. Additionally, you can use funds in your HSA to help offset
your out-of-pocket exposure in the CDHP plan design.






















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