Page 9 - 2015 DAN Benefits Guide
P. 9
Dentsu Aegis Network (DAN)
Your Health Savings Plan and Health Savings You Should Also Know the Following
Account About An HSA
The Health Savings Plan is designed to give you more control over your X Pay for eligible expenses with
your HSA at point of service or
healthcare expenses. In this plan, you use your HSA account to help ofset reimburse yourself later
your out of pocket exposure. Money is contributed from the company and
your tax-free payroll contribuions. This money is yours to keep even if you X If you have an HSA, you and your
do not use it during the year. spouse cannot contribute to a
healthcare FSA
How the HSA Works X Your unused HSA dollars roll over
The HSA works just like a bank account. You own the funds in your HSA as each year
soon as they are deposited. You control your HSA funds and may decide to
spend them for current medical expenses or pay out-of-pocket now and X Unless you’re disabled or are age
save your HSA money for the future. 65 or older, any HSA payments
for non-qualiied expenses will be
Important! If you elect coverage under the HSA Plan you won’t be eligible taxed and penalized
to contribute to a healthcare FSA. Instead, you may use your HSA account X If you are not enrolled in the Health
to pay for eligible medical, dental, and vision out-of-pocket expenses. Savings Plan you cannot contribute
2015 IRS Annual Mandated HSA Limits dollars to your HSA
Individual $3,350
Family $6,650
HSA Quarterly Company Funding *
Employee $125
Employee + 1 or more dependents $250
* Your total pre-tax contribuion cannot exceed the IRS mandated limits which include your
company funded HSA dollars. If you receive the full company funding in 2015, you can only
contribute up to $2,850 for individual coverage and $5,650 for family coverage next year.
For addiional informaion about
the Health Savings Plan and the
beneits of owning an HSA visit
www.welcometoUHC.com/beneitsplus
9
Your Health Savings Plan and Health Savings You Should Also Know the Following
Account About An HSA
The Health Savings Plan is designed to give you more control over your X Pay for eligible expenses with
your HSA at point of service or
healthcare expenses. In this plan, you use your HSA account to help ofset reimburse yourself later
your out of pocket exposure. Money is contributed from the company and
your tax-free payroll contribuions. This money is yours to keep even if you X If you have an HSA, you and your
do not use it during the year. spouse cannot contribute to a
healthcare FSA
How the HSA Works X Your unused HSA dollars roll over
The HSA works just like a bank account. You own the funds in your HSA as each year
soon as they are deposited. You control your HSA funds and may decide to
spend them for current medical expenses or pay out-of-pocket now and X Unless you’re disabled or are age
save your HSA money for the future. 65 or older, any HSA payments
for non-qualiied expenses will be
Important! If you elect coverage under the HSA Plan you won’t be eligible taxed and penalized
to contribute to a healthcare FSA. Instead, you may use your HSA account X If you are not enrolled in the Health
to pay for eligible medical, dental, and vision out-of-pocket expenses. Savings Plan you cannot contribute
2015 IRS Annual Mandated HSA Limits dollars to your HSA
Individual $3,350
Family $6,650
HSA Quarterly Company Funding *
Employee $125
Employee + 1 or more dependents $250
* Your total pre-tax contribuion cannot exceed the IRS mandated limits which include your
company funded HSA dollars. If you receive the full company funding in 2015, you can only
contribute up to $2,850 for individual coverage and $5,650 for family coverage next year.
For addiional informaion about
the Health Savings Plan and the
beneits of owning an HSA visit
www.welcometoUHC.com/beneitsplus
9
