Page 12 - Acadia 2021 Benefits Guide Erlanger
P. 12
Short-Term Disability Long-Term Disability
Acadia offers Short-Term Disability Insurance on a voluntary Long-Term Disability Insurance, offered through Acadia
basis. This beneit provides income protection in the event you on a voluntary basis, is designed to protect your income if
cannot work due to a covered illness or injury. If elected, the you are totally or partially disabled and not able to work for
semi-monthly premiums are taken as a post-tax deduction. an extended period of time. If elected, the semi-monthly
This allows any beneits you receive to be tax-free. premiums are taken as a post-tax deduction. This allows any
beneits you receive to be tax-free.
SHORT-TERM
DISABILITY SCHEDULE AMOUNT LONG-TERM
DISABILITY SCHEDULE AMOUNT
Weekly Beneit 60% of weekly salary
Amount Monthly Beneit 60% of salary
Amount
Weekly Beneit $1,000
Maximum Monthly Beneit $5,000
Maximum
Beneits Begin 15 day of injury or illness
th
Beneits Begin 91 day of disability
st
Beneits Duration Up to 11 weeks
Later of age 65
12 months for conditions Beneits Duration or social security normal
Pre-existing treated within the 3 retirement age
Condition Limitation months prior to effective
date of coverage 12 months for conditions
Pre-existing treated within the 3
Condition Limitation months prior to effective
Before you enroll, you may want to consider whether your state date of coverage
offers a state disability and/or family leave program. Please reach
out to your state’s disability ofice for additional information.
Note: Please reference the rate sheet on page 27 of this Note: Please reference the rate sheet on page 27 of this
enrollment guide for your short-term disability rates. enrollment guide for your long-term disability rates.
Limitations & Exclusions
Beneits will not be paid for disability due to: (1) a result of a self-inlicted injury, (2) not being under the regular care of a doctor
when requesting disability beneits, or (3) involvement in a felony commission, act of war or participation in a riot. Additional
details can be found in the plan summary located in UltiPro under the My Company page or you may request from Human
Resources.
12 | Erlanger Behavioral Health
Acadia offers Short-Term Disability Insurance on a voluntary Long-Term Disability Insurance, offered through Acadia
basis. This beneit provides income protection in the event you on a voluntary basis, is designed to protect your income if
cannot work due to a covered illness or injury. If elected, the you are totally or partially disabled and not able to work for
semi-monthly premiums are taken as a post-tax deduction. an extended period of time. If elected, the semi-monthly
This allows any beneits you receive to be tax-free. premiums are taken as a post-tax deduction. This allows any
beneits you receive to be tax-free.
SHORT-TERM
DISABILITY SCHEDULE AMOUNT LONG-TERM
DISABILITY SCHEDULE AMOUNT
Weekly Beneit 60% of weekly salary
Amount Monthly Beneit 60% of salary
Amount
Weekly Beneit $1,000
Maximum Monthly Beneit $5,000
Maximum
Beneits Begin 15 day of injury or illness
th
Beneits Begin 91 day of disability
st
Beneits Duration Up to 11 weeks
Later of age 65
12 months for conditions Beneits Duration or social security normal
Pre-existing treated within the 3 retirement age
Condition Limitation months prior to effective
date of coverage 12 months for conditions
Pre-existing treated within the 3
Condition Limitation months prior to effective
Before you enroll, you may want to consider whether your state date of coverage
offers a state disability and/or family leave program. Please reach
out to your state’s disability ofice for additional information.
Note: Please reference the rate sheet on page 27 of this Note: Please reference the rate sheet on page 27 of this
enrollment guide for your short-term disability rates. enrollment guide for your long-term disability rates.
Limitations & Exclusions
Beneits will not be paid for disability due to: (1) a result of a self-inlicted injury, (2) not being under the regular care of a doctor
when requesting disability beneits, or (3) involvement in a felony commission, act of war or participation in a riot. Additional
details can be found in the plan summary located in UltiPro under the My Company page or you may request from Human
Resources.
12 | Erlanger Behavioral Health
