Page 19 - 2019 Intertek
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INTERTEK
UNUM CRITICAL ILLNESS Wellness Benefit
COVERAGE This beneit pays $75 per calendar
year per insured individual (employee
Why Critical Illness Coverage? and spouse) if a covered health
screening test is performed, including
Critical illnesses can be a major detriment to your income, health blood tests, chest x-rays, stress tests,
insurance expenses, and daily living. Unum’s critical illness plan pays mammograms and colonoscopies. A
a lump sum directly to you for any of the conditions shown in the chart. full list of covered tests will be provided
in your certiicate.
Added Security
Delivers a tax-free lump sum beneit upon diagnosis
No pre-existing condition exclusion; beneits are paid based on
date of diagnosis
Coverage is portable; if you leave Intertek, you have the
opportunity to take this with you
Rates are based on your age and the coverage amount you elect
Covered Conditions and Benefits
You may elect to purchase critical illness coverage up to the limits
shown in the chart.
Covered Person Limits
Employee $10,000 increments up to $30,000
Spouse $5,000 increments up to $15,000
Child(ren) 25% of employee-elected coverage for no additional premium
Percent of Beneit Paid
Heart attack 100%
Stroke 100%
Coronary artery bypass surgery 25%
Cancer 100%
Carcinoma in situ 25%
Benign brain tumor 100%
End stage renal (kidney) failure 100%
Major organ failure 100%
Coma (as the result of a severe traumatic brain injury) 100%
Blindness 100%
Occupational HIV 100%
Permanent paralysis (as the result of an accident) 100%
Additional covered conditions for dependent children: 100%
cerebral palsy, cleft lip or palate, cystic ibrosis, down
syndrome, or spina biida
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UNUM CRITICAL ILLNESS Wellness Benefit
COVERAGE This beneit pays $75 per calendar
year per insured individual (employee
Why Critical Illness Coverage? and spouse) if a covered health
screening test is performed, including
Critical illnesses can be a major detriment to your income, health blood tests, chest x-rays, stress tests,
insurance expenses, and daily living. Unum’s critical illness plan pays mammograms and colonoscopies. A
a lump sum directly to you for any of the conditions shown in the chart. full list of covered tests will be provided
in your certiicate.
Added Security
Delivers a tax-free lump sum beneit upon diagnosis
No pre-existing condition exclusion; beneits are paid based on
date of diagnosis
Coverage is portable; if you leave Intertek, you have the
opportunity to take this with you
Rates are based on your age and the coverage amount you elect
Covered Conditions and Benefits
You may elect to purchase critical illness coverage up to the limits
shown in the chart.
Covered Person Limits
Employee $10,000 increments up to $30,000
Spouse $5,000 increments up to $15,000
Child(ren) 25% of employee-elected coverage for no additional premium
Percent of Beneit Paid
Heart attack 100%
Stroke 100%
Coronary artery bypass surgery 25%
Cancer 100%
Carcinoma in situ 25%
Benign brain tumor 100%
End stage renal (kidney) failure 100%
Major organ failure 100%
Coma (as the result of a severe traumatic brain injury) 100%
Blindness 100%
Occupational HIV 100%
Permanent paralysis (as the result of an accident) 100%
Additional covered conditions for dependent children: 100%
cerebral palsy, cleft lip or palate, cystic ibrosis, down
syndrome, or spina biida
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