Page 19 - 2018 Capgemini Enrollment
P. 19
Your Dental Plan Options
Good dental health is about more than a pretty smile. Doctors and dentists have linked oral A truly healthy smile.
health to your overall health, emphasizing the importance of brushing your teeth, lossing and Improving oral health has been shown to
visiting a dentist regularly. lower medical costs for individuals with
To help you maintain your dental health, Capgemini ofers three Dental Plan options: the diabetes and cardiovascular disease.
Enhanced Dental Plan, the Dental HMO (DMO) (where available), and the Basic Dental Plan.
Open up and say, “How much?”
Enhanced Dental If you are enrolled in the Basic or
If you enroll in the Enhanced Dental Plan, you will have the option of visiting any dental provider Enhanced Dental Plan, ask your dentist
you wish; however, visiting in-network providers can reduce your out-of-pocket expenses to submit a predetermination to Cigna
because these providers agree to perform services for Cigna’s maximum allowable charges and for dental procedures in excess of $250.
will not bill you for any charges over those amounts. Because of the lexibility this plan ofers This way, you’ll know your costs before
regarding your choice of providers, your semi-monthly cost will be higher compared to the DMO. services are rendered.
For more information regarding plan beneits, refer to the Dental Plan Comparison Chart.
Basic Dental
In the Basic Dental Plan, you can visit any dental provider you wish; however, visiting in-network
providers can reduce your out-of-pocket expenses because these providers agree to perform
services for Cigna’s maximum allowable charges and will not bill you for any charges over those
amounts. Basic Dental covers diagnostic and preventive services, such as cleanings and X-rays,
and basic services, such as basic restorations, endodontics and periodontics. It does not cover
major services or orthodontia. For more information about the Basic Dental Plan, visit the FS
benergy site at www.capgeminiFS.benergy.com (User ID: CapgeminiFS; password: benefits).
CAPGEMINI 2018 BENEFITS GUIDE 16
Good dental health is about more than a pretty smile. Doctors and dentists have linked oral A truly healthy smile.
health to your overall health, emphasizing the importance of brushing your teeth, lossing and Improving oral health has been shown to
visiting a dentist regularly. lower medical costs for individuals with
To help you maintain your dental health, Capgemini ofers three Dental Plan options: the diabetes and cardiovascular disease.
Enhanced Dental Plan, the Dental HMO (DMO) (where available), and the Basic Dental Plan.
Open up and say, “How much?”
Enhanced Dental If you are enrolled in the Basic or
If you enroll in the Enhanced Dental Plan, you will have the option of visiting any dental provider Enhanced Dental Plan, ask your dentist
you wish; however, visiting in-network providers can reduce your out-of-pocket expenses to submit a predetermination to Cigna
because these providers agree to perform services for Cigna’s maximum allowable charges and for dental procedures in excess of $250.
will not bill you for any charges over those amounts. Because of the lexibility this plan ofers This way, you’ll know your costs before
regarding your choice of providers, your semi-monthly cost will be higher compared to the DMO. services are rendered.
For more information regarding plan beneits, refer to the Dental Plan Comparison Chart.
Basic Dental
In the Basic Dental Plan, you can visit any dental provider you wish; however, visiting in-network
providers can reduce your out-of-pocket expenses because these providers agree to perform
services for Cigna’s maximum allowable charges and will not bill you for any charges over those
amounts. Basic Dental covers diagnostic and preventive services, such as cleanings and X-rays,
and basic services, such as basic restorations, endodontics and periodontics. It does not cover
major services or orthodontia. For more information about the Basic Dental Plan, visit the FS
benergy site at www.capgeminiFS.benergy.com (User ID: CapgeminiFS; password: benefits).
CAPGEMINI 2018 BENEFITS GUIDE 16
