Page 41 - 2018 Capgemini Enrollment
P. 41
General Information
Making Changes Coordination of Benefits
Changes made to certain beneits elected during the Annual Enrollment If you’re thinking of enrolling in two diferent medical insurance plans
process will remain in efect through December 31, 2018. You may for extra protection, you might be surprised to learn that you would
make changes to these beneits only if you experience a qualiied still owe a portion of your medical bills. Capgemini’s Medical Plan has
status change. For details about making changes to your beneit a coordination of beneits provision that decides how the plan pays
elections, contact the Beneits Service Center at 1-877-279-3639 . beneits when there is more than one source of coverage. Coordination
Examples of qualiied status changes include: of beneits works as follows:
➤ Marriage, divorce or legal separation ➤ Your Capgemini coverage will be your primary coverage; your
➤ Birth, adoption or legal guardianship of a child other coverage will be secondary
➤ If your spouse/domestic partner is covered through his or her
➤ Death of a spouse or child
employer, his or her employer’s coverage will be primary and
➤ End of a dependent child’s qualiied status Capgemini’s coverage will be secondary
➤ Your spouse’s loss or gain of employment that afects beneits ➤ If you and your spouse/domestic partner both cover a
➤ Loss of other group medical coverage if previously you did not dependent through your employers’ plans, the dependent’s
elect coverage under these plans primary coverage is determined by the “birthday rule” – the
coverage of the parent whose birth month and day is earliest
➤ Medicare entitlement in the year is the primary coverage
➤ For FSA, if your child no longer needs day care or if you have a When Capgemini’s coverage is secondary, the plan’s payment will be
change in dependent care expenses reduced by the primary coverage’s payment. To ind out how your
If you have a qualified status change, you must notify Human spouse’s/domestic partner’s plan coordinates beneits, please contact
Resources at 1-847-384-6135 within 30 days of the change. If you his or her plan.
do not do so within 30 days, you must wait until the next Annual
Enrollment period to make changes to your benefit elections.
The IRS requires that any change in your elections be consistent
with your qualifying status change. You may be asked to provide
proof of the qualifying status change, such as a marriage license
or birth certiicate.
CAPGEMINI 2018 BENEFITS GUIDE 38
Making Changes Coordination of Benefits
Changes made to certain beneits elected during the Annual Enrollment If you’re thinking of enrolling in two diferent medical insurance plans
process will remain in efect through December 31, 2018. You may for extra protection, you might be surprised to learn that you would
make changes to these beneits only if you experience a qualiied still owe a portion of your medical bills. Capgemini’s Medical Plan has
status change. For details about making changes to your beneit a coordination of beneits provision that decides how the plan pays
elections, contact the Beneits Service Center at 1-877-279-3639 . beneits when there is more than one source of coverage. Coordination
Examples of qualiied status changes include: of beneits works as follows:
➤ Marriage, divorce or legal separation ➤ Your Capgemini coverage will be your primary coverage; your
➤ Birth, adoption or legal guardianship of a child other coverage will be secondary
➤ If your spouse/domestic partner is covered through his or her
➤ Death of a spouse or child
employer, his or her employer’s coverage will be primary and
➤ End of a dependent child’s qualiied status Capgemini’s coverage will be secondary
➤ Your spouse’s loss or gain of employment that afects beneits ➤ If you and your spouse/domestic partner both cover a
➤ Loss of other group medical coverage if previously you did not dependent through your employers’ plans, the dependent’s
elect coverage under these plans primary coverage is determined by the “birthday rule” – the
coverage of the parent whose birth month and day is earliest
➤ Medicare entitlement in the year is the primary coverage
➤ For FSA, if your child no longer needs day care or if you have a When Capgemini’s coverage is secondary, the plan’s payment will be
change in dependent care expenses reduced by the primary coverage’s payment. To ind out how your
If you have a qualified status change, you must notify Human spouse’s/domestic partner’s plan coordinates beneits, please contact
Resources at 1-847-384-6135 within 30 days of the change. If you his or her plan.
do not do so within 30 days, you must wait until the next Annual
Enrollment period to make changes to your benefit elections.
The IRS requires that any change in your elections be consistent
with your qualifying status change. You may be asked to provide
proof of the qualifying status change, such as a marriage license
or birth certiicate.
CAPGEMINI 2018 BENEFITS GUIDE 38
