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Hussmann Corporation
Supplemental Coverage
Supplemental Accidental Death and
Dismemberment Insurance
You may purchase supplemental AD&D insurance from one to
eight times your base pay (rounded to the nearest $1,000), up
to $1,000,000. Rates are based on the amount of insurance you
purchase.
What is Supplemental AD&D Insurance?
Accident insurance can help you pay expenses if you or your eligible
dependent is seriously injured or killed in a covered accident.
A covered accident is a sudden, unforeseeable, external event,
resulting directly and independently of all other causes, in a covered
injury or covered loss which occurs while coverage is in force. To
help survivors of severe accidents adjust to new living circumstances,
we will pay beneits according to the chart below.
If, Within 365 Days of a Covered Accident, We Will Pay This % of the
Bodily Injuries Result in: Beneit Amount
Loss of life, or total paralysis of upper and 100%
lower limbs, or loss of any combination of two:
hands, feet, or eyesight, or loss of speech and
hearing in both ears
Total paralysis of both lower or upper limbs, 50%
total paralysis of upper and lower limbs on
one side of the body, or loss of hand, foot, or
sight in one eyes, or loss of speech, or loss
of hearing in both ears, or severance and
reattachment of one hand or foot
loss of one arm or one leg, total paralysis of 25%
one upper or lower limb, or
loss of all four ingers of the same hand, or
Loss of thumb and index inger of the same
hand
Coma 1%
If the same accident causes more than one of these losses, we will pay only one amount,
but it will be the largest amount which applies.
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Supplemental Coverage
Supplemental Accidental Death and
Dismemberment Insurance
You may purchase supplemental AD&D insurance from one to
eight times your base pay (rounded to the nearest $1,000), up
to $1,000,000. Rates are based on the amount of insurance you
purchase.
What is Supplemental AD&D Insurance?
Accident insurance can help you pay expenses if you or your eligible
dependent is seriously injured or killed in a covered accident.
A covered accident is a sudden, unforeseeable, external event,
resulting directly and independently of all other causes, in a covered
injury or covered loss which occurs while coverage is in force. To
help survivors of severe accidents adjust to new living circumstances,
we will pay beneits according to the chart below.
If, Within 365 Days of a Covered Accident, We Will Pay This % of the
Bodily Injuries Result in: Beneit Amount
Loss of life, or total paralysis of upper and 100%
lower limbs, or loss of any combination of two:
hands, feet, or eyesight, or loss of speech and
hearing in both ears
Total paralysis of both lower or upper limbs, 50%
total paralysis of upper and lower limbs on
one side of the body, or loss of hand, foot, or
sight in one eyes, or loss of speech, or loss
of hearing in both ears, or severance and
reattachment of one hand or foot
loss of one arm or one leg, total paralysis of 25%
one upper or lower limb, or
loss of all four ingers of the same hand, or
Loss of thumb and index inger of the same
hand
Coma 1%
If the same accident causes more than one of these losses, we will pay only one amount,
but it will be the largest amount which applies.
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