Page 8 - 2015 NVW Open Enrollment Guide
P. 8
Open
Enrollment






Life and AD&D Insurance


Monthly Rate for Child Beneit Basic Life Insurance and AD&D
$5,000 $0 .75 All full-time beneit eligible employees will receive a company paid
$10,000 $1 .50 basic life and AD&D beneit of $25,000.



Beneit Amounts Supplemental Life Insurance and Accidental
Employee Increments of $10,000,
max of $100,000 Death & Dismemberment Insurance
Spouse Flat amount of $10,000 NVW Newco, LLC with UHC offers a supplemental life insurance
or $20,000
Child(ren) Flat amount of $5,000 plan and AD&D plan to all employees. You have the option to elect
or $10,000 $10,000 increments up to $100,000. Amounts in excess of $80,000 will
require you to submit evidence of insurability. See below rate table.

You can also elect coverage on your spouse of $10,000 or $20,000. You
must elect coverage on yourself to cover your spouse and/or children.
You can elect $5,000 or $10,000 on children. The child rate covers all
children in the family.

Voluntary Term Life Financial Summary


Monthly Rates for Employee & Spouse
Age
Bracket Rate $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000 $90,000 $100,000
0-24 $0 .05 $0 .50 $1 .00 $1 .50 $2 .00 $2 .50 $3 .00 $3 .50 $4 .00 $4 .50 $5 .00
25-29 $0 .06 $0 .60 $1 .20 $1 .80 $2 .40 $3 .00 $3 .60 $4 .20 $4 .80 $5 .40 $6 .00
30-34 $0 .07 $0 .70 $1 .40 $2 .10 $2 .80 $3 .50 $4 .20 $4 .90 $5 .60 $6 .30 $7 .00
35-39 $0 .09 $0 .90 $1 .80 $2 .70 $3 .60 $4 .50 $5 .40 $6 .30 $7 .20 $8 .10 $9 .00
40-44 $0 .12 $1 .20 $2 .40 $3 .60 $4 .80 $6 .00 $7 .20 $8 .40 $9 .60 $10 .80 $12 .00
45-49 $0 .17 $1 .70 $3 .40 $5 .10 $6 .80 $8 .50 $10 .20 $11 .90 $13 .60 $15 .30 $17 .00
50-54 $0 .25 $2 .50 $5 .00 $7 .50 $10 .00 $12 .50 $15 .00 $17 .50 $20 .00 $22 .50 $25 .00
55-59 $0 .42 $4 .20 $8 .40 $12 .60 $16 .80 $21 .00 $25 .20 $29 .40 $33 .60 $37 .80 $42 .00
60-64 $0 .57 $5 .70 $11 .40 $17 .10 $22 .80 $28 .50 $34 .20 $39 .90 $45 .60 $51 .30 $57 .00
65-69 $0 .89 $8 .90 $17 .80 $26 .10 $35 .60 $44 .50 $53 .40 $62 .30 $71 .20 $80 .10 $89 .00
70-74 $1 .49 $14 .90 $29 .80 $44 .70 $59 .60 $74 .50 $89 .40 $104 .30 $119 .20 $134 .10 $149 .00
75+ $2 .08 $20 .80 $41 .60 $62 .40 $83 .20 $104 .00 $124 .80 $145 .60 $166 .40 $187 .20 $208 .00












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