Page 18 - 2017 Benefits Enrollment
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2017 New Hire Guide
Unum Critical Illness Coverage
Why Critical Illness Covered Conditions and Benefits
Coverage? You may elect to purchase critical illness coverage up to the limits
Critical illnesses can be a major shown in the chart.
detriment to your income, health
insurance expenses, and daily Employee Coverage $10,000 increments up to $30,000
living. Unum’s critical illness plan Spouse Coverage $5,000 increments up to $15,000
pays a lump sum directly to you Child(ren) Coverage 25% of employee-elected coverage for no additional premium
for any of the conditions shown Percent of Beneit Paid
in the chart. Heart attack 100%
Stroke 100%
Added Security Coronary artery bypass surgery 25%
Delivers a tax-free lump sum Cancer 100%
beneit upon diagnosis Carcinoma in situ 25%
No pre-existing condition Benign brain tumor 100%
End stage renal (kidney) failure
100%
exclusion; beneits are paid Major organ failure 100%
based on date of diagnosis Coma (as the result of a severe traumatic brain injury) 100%
Coverage is portable; if you Blindness 100%
leave Intertek, you have the Occupational HIV 100%
opportunity to take this with Permanent paralysis (as the result of an accident) 100%
you Additional covered conditions for dependent children: 100%
Rates are based on your cerebral palsy, cleft lip or palate, cystic ibrosis, down
age and the coverage syndrome, or spina biida
amount you elect
Wellness Benefit
This beneit pays $75 per calendar year per insured individual (employee
and spouse) if a covered health screening test is performed, including blood
tests, chest x-rays, stress tests, mammograms and colonoscopies. A full list of
covered tests will be provided in your certiicate.
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Unum Critical Illness Coverage
Why Critical Illness Covered Conditions and Benefits
Coverage? You may elect to purchase critical illness coverage up to the limits
Critical illnesses can be a major shown in the chart.
detriment to your income, health
insurance expenses, and daily Employee Coverage $10,000 increments up to $30,000
living. Unum’s critical illness plan Spouse Coverage $5,000 increments up to $15,000
pays a lump sum directly to you Child(ren) Coverage 25% of employee-elected coverage for no additional premium
for any of the conditions shown Percent of Beneit Paid
in the chart. Heart attack 100%
Stroke 100%
Added Security Coronary artery bypass surgery 25%
Delivers a tax-free lump sum Cancer 100%
beneit upon diagnosis Carcinoma in situ 25%
No pre-existing condition Benign brain tumor 100%
End stage renal (kidney) failure
100%
exclusion; beneits are paid Major organ failure 100%
based on date of diagnosis Coma (as the result of a severe traumatic brain injury) 100%
Coverage is portable; if you Blindness 100%
leave Intertek, you have the Occupational HIV 100%
opportunity to take this with Permanent paralysis (as the result of an accident) 100%
you Additional covered conditions for dependent children: 100%
Rates are based on your cerebral palsy, cleft lip or palate, cystic ibrosis, down
age and the coverage syndrome, or spina biida
amount you elect
Wellness Benefit
This beneit pays $75 per calendar year per insured individual (employee
and spouse) if a covered health screening test is performed, including blood
tests, chest x-rays, stress tests, mammograms and colonoscopies. A full list of
covered tests will be provided in your certiicate.
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