Page 2 - 2015 DAN Benefits Guide
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Open
  Enrollment













Welcome to Open Enrollment

Welcome to your annual open enrollment opportunity! We’re
excited to ofer this beneits guide as another tool you can
Table of Contents use to help prepare for open enrollment and elect the beneit

Beneit Highlights in 2015 . . . . . . . . .3 coverage which best meets your needs and the needs of your
family members. We’ve communicated with you about the
Eligibility and Enrollment . . . . . . . . .4 importance of this enrollment process, and the changes ahead

Medical and Prescripion Drug for 2015. Now it’s ime to take a deeper dive and review your
Coverage . . . . . . . . . . . . . . . . . . .6 2015 opions in greater detail.

Dental Plan Summary . . . . . . . . . . .16
Vision Plan Summary . . . . . . . . . . . .17 Important Reminders

Life and Accidental Death and X Your acion is required; all employees must enroll or waive
Dismemberment (AD&D) . . . .18 coverage during this enrollment process; if you don’t make
an elecion, including declining coverage, the following will
Disability Beneits . . . . . . . . . . . . . .19 occur:

Flexible Spending Accounts . . . . . . . 20 Z You’ll be enrolled for employee-only medical coverage
Commuter Beneits . . . . . . . . . . . . .21 under the Standard PPO opion and charged the

Voluntary Group Beneits . . . . . . . .23 applicable employee pre-tax contribuion

Lifestyle Beneits . . . . . . . . . . . . . . .24 Z You will have waived any opional coverage available
Important Contacts . . . . . . . . . . . . .26 under the program
Z You won’t be able to elect a change to this coverage
unil the open enrollment period for 2016 (unless you
have an IRS-qualiied event)

X Enrollment is from November 10 to November 25, 2014;
your elecions must be inalized in the beneitsPLUS
enrollment system by November 25, 2014

X Visit www.DANbeneitsplus.com—it’s accessible 24/7 at
home or at work

Z As of November 10 you’ll be able to enroll from
www.DANbeneitsplus.com









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