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Table of Contents






Your Benefit Options ................................................. 3 Dental Insurance .................................................... 13

Medical Plan Options ............................................... 4 Vision Care ............................................................ 14

Comparing the Two Accounts: HRA and HSA .......... 6 How To Enroll .......................................................... 15

Nortek Wellness Plan ............................................... 9 Website Library ....................................................... 16

Prescription Drug Benefits ...................................... 11








Open Enrollment 2016

Your beneit choices are important decisions—affecting how you receive
your beneits and what you pay for them. For some, the decision may
be easy; for others, the decision may require more thought. Whatever
your situation, we encourage you to learn as much as you can about your
options.


This booklet contains details about the plans and how they work. Keep
in mind, open enrollment is your opportunity each year to make changes
to your beneit options. You cannot change your coverage during the plan
year unless you experience a qualifying life event.


If you have any questions about anything you read in this booklet, please
contact HR Connect at 844.766.7835 or HRConnect@Nortek.com. You
can also text the word “NTKBeneits” to 88202.



















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