Page 3 - 2016 Nortek Enrollment Guide COBRA
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Your Benefit Options


2016 Changes

Key Benefit Features „ New Virtual Visits Beneit
„ Our health insurance carrier is UnitedHealthcare and the medical available
plans are based on United’s Choice Plus Network … HRA Plan Virtual Visits Beneit

„ Both plans are “account-based” plans which help you better manage is a $20 in-network copay
your healthcare costs and needs … HSA Plan Virtual Visits Beneit
is subject to deductible and
„ The plans recognize and reward healthy lifestyles; in-network coinsurance
preventive care is covered at 100 percent and you can earn company „ Spouse eligibility is limited to legal
paid dollars toward your beneit coverage spouses only; same sex domestic

„ When you participate in the wellness program in 2016, you are eligible partners currently covered
under the plan will be allowed
to receive a contribution toward your HRA account from Nortek; if to continue their coverage for a
you have individual coverage you can earn up to $700 and if you have one year grace period ending
family coverage you and your spouse can earn up to $1,400 12/31/2016

„ We partner with Vitality to help us better reward and empower your „ Composite illings and dental
positive lifestyle changes implants are covered services
under the dental plan
Nortek Offers Four Levels of Coverage „ Dependent eligibility audit coming

„ Employee only „ Employee plus child or children in 2016

„ Employee plus spouse * „ Employee plus family „ Leave of absence administration
* Beginning 1/1/16, eligibility will be restricted to legal spouses only. However, same sex moving to The Standard; more
domestic partners currently covered under the plan will be allowed to continue their details included in this guide
coverage for a one year grace period ending 12/31/16.






























2016 Open Enrollment
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