Page 21 - 2019 CareHere Enrollment Guide
P. 21
CAREHERE
Hospital Care Insurance
Even a minor trip to the hospital can present you with unexpected expenses
and medical bills, and even with major medical insurance, your plan may
only pay a portion of your entire stay. Hospital Care Insurance is designed to
provide financial assistance to enhance your current coverage. Employees can
use the benefit to assist with the out-of-pocket expenses and extra bills that
can occur. Benefits are paid directly to you based on the amount of coverage
listed, regardless of the actual cost of treatment.
Benefit Amount
First Day Hospital Confinement Up to $1,000
Daily Hospital Confinement $200 per day
Maximum Days Payable 30
Hospital Intensive Care $400 per day
Maximum Days Payable 30
How Can Hospital Care Insurance Help?
Below are a few examples of how your hospital care insurance benefit could be
used (coverage amounts may vary).
Medical expenses such as deductibles and copays
Travel, food, and lodging expenses for family members
Childcare
Everyday expenses like utilities and groceries
Features of hospital care insurance include the following:
Guaranteed issue—no medical questions or tests required for coverage
No pre-existing conditions— benefits are payable regardless of any
condition you may have (including pregnancy)
Flexible—you can use the benefit money for any expense
Hospital Care Insurance Bi-Weekly Post-Tax
Contributions (Full-Time and Part-Time Employees)
Employee Only $9.49
Employee + Spouse $19.63
Employee + Child(ren) $18.16
Employee + Family $29.61
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Hospital Care Insurance
Even a minor trip to the hospital can present you with unexpected expenses
and medical bills, and even with major medical insurance, your plan may
only pay a portion of your entire stay. Hospital Care Insurance is designed to
provide financial assistance to enhance your current coverage. Employees can
use the benefit to assist with the out-of-pocket expenses and extra bills that
can occur. Benefits are paid directly to you based on the amount of coverage
listed, regardless of the actual cost of treatment.
Benefit Amount
First Day Hospital Confinement Up to $1,000
Daily Hospital Confinement $200 per day
Maximum Days Payable 30
Hospital Intensive Care $400 per day
Maximum Days Payable 30
How Can Hospital Care Insurance Help?
Below are a few examples of how your hospital care insurance benefit could be
used (coverage amounts may vary).
Medical expenses such as deductibles and copays
Travel, food, and lodging expenses for family members
Childcare
Everyday expenses like utilities and groceries
Features of hospital care insurance include the following:
Guaranteed issue—no medical questions or tests required for coverage
No pre-existing conditions— benefits are payable regardless of any
condition you may have (including pregnancy)
Flexible—you can use the benefit money for any expense
Hospital Care Insurance Bi-Weekly Post-Tax
Contributions (Full-Time and Part-Time Employees)
Employee Only $9.49
Employee + Spouse $19.63
Employee + Child(ren) $18.16
Employee + Family $29.61
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