Page 16 - Enrollment Guide Non Core
P. 16
Beneits Guide
Premiums for this plan are based on your
current age and are calculated online for Short Term Disability
each individual employee. Please login to
fkgoil.Locktonmarketplace.com to view
your coverage options and determine All full-time employees working 20 hours or more per week are
your particular premium for the short eligible to purchase short term disability through Humana. If you are
term disability coverage option. working at a full-time job while coverage is in force and a covered
off-the-job injury or illness causes you to become totally disabled,
Humana will pay the following beneits.
Disability Coverage
Beneit percentage maximum 60% of base monthly income
Monthly beneit minimum $300
Monthly beneit maximum $3,000
Elimination period-accident 14 days
Elimination period-sickness 14 days
Beneits duration 3 months
Pre-existing condition exclusion Any medical condition which has been
diagnosed or for which you have received
treatment during the 12-month period before
your initial effective date will not be covered
until 12 months following your effective date.
This includes pregnancy.
Plan Details
You can purchase up to a monthly beneit maximum of $3,000 on a
guaranteed issue basis. No medical questions will be asked.
16
Premiums for this plan are based on your
current age and are calculated online for Short Term Disability
each individual employee. Please login to
fkgoil.Locktonmarketplace.com to view
your coverage options and determine All full-time employees working 20 hours or more per week are
your particular premium for the short eligible to purchase short term disability through Humana. If you are
term disability coverage option. working at a full-time job while coverage is in force and a covered
off-the-job injury or illness causes you to become totally disabled,
Humana will pay the following beneits.
Disability Coverage
Beneit percentage maximum 60% of base monthly income
Monthly beneit minimum $300
Monthly beneit maximum $3,000
Elimination period-accident 14 days
Elimination period-sickness 14 days
Beneits duration 3 months
Pre-existing condition exclusion Any medical condition which has been
diagnosed or for which you have received
treatment during the 12-month period before
your initial effective date will not be covered
until 12 months following your effective date.
This includes pregnancy.
Plan Details
You can purchase up to a monthly beneit maximum of $3,000 on a
guaranteed issue basis. No medical questions will be asked.
16
