Page 4 - 2018 DAN Enrollment
P. 4
Making Decisions about Benefits
When it comes to choosing the right medical plan we know cost is something that matters to you.
Ask yourself 3 questions:
1) How much does each plan cost from my paycheck?
2) How much do I pay when I go to the doctor, pick up a prescription, etc.?
3) Can a tax-free savings account help me save money?
Check out these key differences between a Healthcare FSA and a Health Savings Account (HSA).
Healthcare FSA (HFSA) Health Savings Account (HSA)
Any employee not enrolled in the
Who can enroll? HDHP medical plan HDHP medical plan members only
$2,650 annually from your paycheck $3,450 for individuals or $6,900 for
How much can I contribute? pre-tax families from yourpaycheck pre-tax
Does the company make a No Yes, $500 (single coverage, $1,000
contribution? (family coverage)
What do I use the money for? out-of-pocket health, dental and vision care
You can access your annual election You can access the funds as they are
When is the money available? on January 1, 2018 deposited (like a traditional debit account)
Yes, you will forfeit any unused No, any unused balances will always
Can I lose any unused monies? balances greater than $500 rollover and always belong to you
Still not sure which plan and account is Your Advocate…
best for you? Let a free and personal • is an expert in addressing administrative and
Advocate help you decide. beneits issues
Any time you need help navigating your health • will cut through the red tape
care, a personal Advocate is at your service, at • knows everything about DAN’s medical beneits
no cost to you. Simply call and connect with a • is dedicated to helping you
real person who will work to resolve issues on
your behalf. All beneit eligible employees and How it Works…
their extended family (parents, in-laws, etc.) are • On your irst call, your Advocate asks some
invited to call an Advocate. basic questions so he or she can get to know
you and your concerns
• Your Advocate researches and resolves your
Advocacy Services issue providing you regular updates
Personal health care experts at your service • Your Advocate stays with you and on the case
Call 855.326.7870 or visit alight.com/advocacy. until your issue is resolved, no matter how
long it takes
4 BeneitsPlus - 2018 Annual Enrollment
When it comes to choosing the right medical plan we know cost is something that matters to you.
Ask yourself 3 questions:
1) How much does each plan cost from my paycheck?
2) How much do I pay when I go to the doctor, pick up a prescription, etc.?
3) Can a tax-free savings account help me save money?
Check out these key differences between a Healthcare FSA and a Health Savings Account (HSA).
Healthcare FSA (HFSA) Health Savings Account (HSA)
Any employee not enrolled in the
Who can enroll? HDHP medical plan HDHP medical plan members only
$2,650 annually from your paycheck $3,450 for individuals or $6,900 for
How much can I contribute? pre-tax families from yourpaycheck pre-tax
Does the company make a No Yes, $500 (single coverage, $1,000
contribution? (family coverage)
What do I use the money for? out-of-pocket health, dental and vision care
You can access your annual election You can access the funds as they are
When is the money available? on January 1, 2018 deposited (like a traditional debit account)
Yes, you will forfeit any unused No, any unused balances will always
Can I lose any unused monies? balances greater than $500 rollover and always belong to you
Still not sure which plan and account is Your Advocate…
best for you? Let a free and personal • is an expert in addressing administrative and
Advocate help you decide. beneits issues
Any time you need help navigating your health • will cut through the red tape
care, a personal Advocate is at your service, at • knows everything about DAN’s medical beneits
no cost to you. Simply call and connect with a • is dedicated to helping you
real person who will work to resolve issues on
your behalf. All beneit eligible employees and How it Works…
their extended family (parents, in-laws, etc.) are • On your irst call, your Advocate asks some
invited to call an Advocate. basic questions so he or she can get to know
you and your concerns
• Your Advocate researches and resolves your
Advocacy Services issue providing you regular updates
Personal health care experts at your service • Your Advocate stays with you and on the case
Call 855.326.7870 or visit alight.com/advocacy. until your issue is resolved, no matter how
long it takes
4 BeneitsPlus - 2018 Annual Enrollment
