Page 4 - 2017 Benefits Enrollment
P. 4
2017 BENEFITS ENROLLMENT
Two Plans to Choose from in 2017
The HDP plan and the POS plan Point of Service Plan
utilize the UnitedHealthcare (UHC) With the POS plan when you receive care from an in-network
Choice Plus POS Network. provider, you pay a copayment for certain services (primary
High Deductible Plan care, specialist, etc.). After you meet your deductible, you are still
responsible for copayments and the plan pays 80 percent of your
The HDP has a fundamentally medical costs and you pay 20 percent of eligible expenses for the
different approach to healthcare remainder of the year. If you reach the out-of-pocket maximum, the
in which you have greater control plan pays the rest of your covered charges at 100 percent for the rest
over how your healthcare dollars are of the year. Preventive care is covered at 100 percent for in-network
spent. Preventive care and preventive providers.
prescriptions are covered at 100
percent for in-network providers. The How the Medical Plans Compare
plan has a higher deductible than the Each plan has its advantages. As a consumer of healthcare, you will
POS plan, but also offers an HSA in want to consider which components are most important to you.
which you can save money for current
and future covered medical expenses. The chart on the following page provides you with a list of key
qualities and features of both plans.
After you meet your deductible, the
plan pays 80 percent of your medical Note: Savings in the form of premiums and HSA contributions vary
costs and you pay 20 percent of for part-time employees reaching the wellness credit goal.
eligible expenses for the remainder
of the year. If you reach the out-of-
pocket maximum, the plan pays the
rest of your covered charges at 100
percent for the rest of the year.
You can make pre-tax contributions
to an HSA to help pay for covered
medical expenses. You even have the
ability to roll over any unused HSA
funds for future covered medical
expenses.
4 Thompson Coburn LLP
Two Plans to Choose from in 2017
The HDP plan and the POS plan Point of Service Plan
utilize the UnitedHealthcare (UHC) With the POS plan when you receive care from an in-network
Choice Plus POS Network. provider, you pay a copayment for certain services (primary
High Deductible Plan care, specialist, etc.). After you meet your deductible, you are still
responsible for copayments and the plan pays 80 percent of your
The HDP has a fundamentally medical costs and you pay 20 percent of eligible expenses for the
different approach to healthcare remainder of the year. If you reach the out-of-pocket maximum, the
in which you have greater control plan pays the rest of your covered charges at 100 percent for the rest
over how your healthcare dollars are of the year. Preventive care is covered at 100 percent for in-network
spent. Preventive care and preventive providers.
prescriptions are covered at 100
percent for in-network providers. The How the Medical Plans Compare
plan has a higher deductible than the Each plan has its advantages. As a consumer of healthcare, you will
POS plan, but also offers an HSA in want to consider which components are most important to you.
which you can save money for current
and future covered medical expenses. The chart on the following page provides you with a list of key
qualities and features of both plans.
After you meet your deductible, the
plan pays 80 percent of your medical Note: Savings in the form of premiums and HSA contributions vary
costs and you pay 20 percent of for part-time employees reaching the wellness credit goal.
eligible expenses for the remainder
of the year. If you reach the out-of-
pocket maximum, the plan pays the
rest of your covered charges at 100
percent for the rest of the year.
You can make pre-tax contributions
to an HSA to help pay for covered
medical expenses. You even have the
ability to roll over any unused HSA
funds for future covered medical
expenses.
4 Thompson Coburn LLP
