Page 19 - 2015 Four Seasons Sante Fe/Vail Enrollment Guide
P. 19
2015 Open Enrollment
Optional Life Insurance
We recognize our employees and their families all have different needs.
That’s why we provide our employees with the opportunity to purchase
Voluntary Life insurance in addition to your company paid basic coverage.
You can purchase voluntary life insurance for yourself and your family
members at competitive group rates.
Your individual premium rate will depend on your age and must be paid for
on an after-tax basis—that way, your beneiciaries will not be taxed upon
receiving the beneit. This table illustrates your rate per $1,000 of beneit
coverage depending on your speciic age range.
Determine Your Monthly Premium
Total amount purchased—$100,000
Age banded rate—45 years old
Coverage Amount/1,000 x Rate = Monthly Premium
$100,000/1,000 X 0.127 = $12.70 per month
Four Seasons is pleased to announce a rate decrease for 2015.
Rate Basis—Per $1,000
Employee Rate Spouse’s Rate
Age Change
2014 2015 2014 2015
< 30 $0.046 $0.042 $0.040 $0.036 -8.1%
30—34 $0.073 $0.067 $0.052 $0.048 -8.1%
35—39 $0.079 $0.073 $0.060 $0.055 -8.1%
40 -44 $0.086 $0.079 $0.073 $0.067 -8.1%
45—49 $0.138 $0.127 $0.112 $0.103 -8.1%
50—54 $0.212 $0.194 $0.166 $0.152 -8.1%
55—59 $0.390 $0.358 $0.311 $0.286 -8.1%
60—64 $0.607 $0.558 $0.469 $0.431 -8.1%
65—69 $0.859 $0.790 $0.700 $0.643 -8.1%
70+ $1.354 $1.245 $1.110 $1.021 -8.1%
Insurance ($5,000 per child) for any number of dependent children costs a lat
$0.613 per month
19
Optional Life Insurance
We recognize our employees and their families all have different needs.
That’s why we provide our employees with the opportunity to purchase
Voluntary Life insurance in addition to your company paid basic coverage.
You can purchase voluntary life insurance for yourself and your family
members at competitive group rates.
Your individual premium rate will depend on your age and must be paid for
on an after-tax basis—that way, your beneiciaries will not be taxed upon
receiving the beneit. This table illustrates your rate per $1,000 of beneit
coverage depending on your speciic age range.
Determine Your Monthly Premium
Total amount purchased—$100,000
Age banded rate—45 years old
Coverage Amount/1,000 x Rate = Monthly Premium
$100,000/1,000 X 0.127 = $12.70 per month
Four Seasons is pleased to announce a rate decrease for 2015.
Rate Basis—Per $1,000
Employee Rate Spouse’s Rate
Age Change
2014 2015 2014 2015
< 30 $0.046 $0.042 $0.040 $0.036 -8.1%
30—34 $0.073 $0.067 $0.052 $0.048 -8.1%
35—39 $0.079 $0.073 $0.060 $0.055 -8.1%
40 -44 $0.086 $0.079 $0.073 $0.067 -8.1%
45—49 $0.138 $0.127 $0.112 $0.103 -8.1%
50—54 $0.212 $0.194 $0.166 $0.152 -8.1%
55—59 $0.390 $0.358 $0.311 $0.286 -8.1%
60—64 $0.607 $0.558 $0.469 $0.431 -8.1%
65—69 $0.859 $0.790 $0.700 $0.643 -8.1%
70+ $1.354 $1.245 $1.110 $1.021 -8.1%
Insurance ($5,000 per child) for any number of dependent children costs a lat
$0.613 per month
19
