Page 3 - 2016 Enrollment
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Introduction
A Word About This Benefits Guidebook
This overview describes the highlights and various coverage options
included in our beneit plan. Your speciic rights to beneits under the
plan are governed solely, and in every respect, by the oficial documents
and not the information in this packet. If there is any discrepancy
between the description of the programs as contained in these or other
materials you receive and the oficial plan documents, the language of
the oficial plan documents shall prevail as accurate. Please refer to the
plan-speciic documents published by each of the respective carriers for
detailed plan information which is available from Human Resources. You
should be aware that any of these beneits may be modiied in the future
to meet legislative requirements or otherwise as decided by Fontbonne
University.
Fontbonne University is required to provide you certain protections
administered by the Internal Revenue Service and the United States
Department of Labor. This beneit plan is classiied by the Department
of Labor as a “welfare plan” and by the IRS as a “speciied fringe beneit
plan” under IRC s.6039 (D). The Plan is also governed by Internal
Revenue Code Section 125. Plan participants are entitled to certain
protections and directions for recourse in the event of mistreatment
by the Plan, its sponsor, or administrator. Since these protections are
essentially the same as federal law, this Statement of Rights is published
here for your information. The Employer Identiication Number assigned
to Fontbonne University is 43-0694556. You should refer to these
numbers in any correspondence about the Plan.
Plan Year
Fontbonne’s beneits plan year is January 1 through December 31.
This Guidebook outlines the beneits that apply to the plan year unless
otherwise noted.
2016 Employee Benefits Guide
Introduction
A Word About This Benefits Guidebook
This overview describes the highlights and various coverage options
included in our beneit plan. Your speciic rights to beneits under the
plan are governed solely, and in every respect, by the oficial documents
and not the information in this packet. If there is any discrepancy
between the description of the programs as contained in these or other
materials you receive and the oficial plan documents, the language of
the oficial plan documents shall prevail as accurate. Please refer to the
plan-speciic documents published by each of the respective carriers for
detailed plan information which is available from Human Resources. You
should be aware that any of these beneits may be modiied in the future
to meet legislative requirements or otherwise as decided by Fontbonne
University.
Fontbonne University is required to provide you certain protections
administered by the Internal Revenue Service and the United States
Department of Labor. This beneit plan is classiied by the Department
of Labor as a “welfare plan” and by the IRS as a “speciied fringe beneit
plan” under IRC s.6039 (D). The Plan is also governed by Internal
Revenue Code Section 125. Plan participants are entitled to certain
protections and directions for recourse in the event of mistreatment
by the Plan, its sponsor, or administrator. Since these protections are
essentially the same as federal law, this Statement of Rights is published
here for your information. The Employer Identiication Number assigned
to Fontbonne University is 43-0694556. You should refer to these
numbers in any correspondence about the Plan.
Plan Year
Fontbonne’s beneits plan year is January 1 through December 31.
This Guidebook outlines the beneits that apply to the plan year unless
otherwise noted.
2016 Employee Benefits Guide
