Page 22 - 2020 DAN Benefits Enrollment
P. 22
Critical Illness, Group Accident,
and Hospital Insurance
If you’re concerned about the inancial impact Group Accident
large medical expenses can have on you and
your family if you or they are diagnosed with The Group Accident insurance plan helps offset
a serious illness or sustain a serious injury, your out-of-pocket expenses in the event of an
consider enrolling for Critical Illness, Group accident, such as copays, coinsurance, and other
Accident, or Group Hospital Insurance coverage medical expenses. You may elect the following
through Unum Group Accident insurance:
Employee Only
Critical Illness Employee + Spouse
The Critical Illness group plan pays a lump- One Parent Family
sum beneit if a covered person is diagnosed
with a heart attack, stroke, cancer or many Two Parent Family
other conditions. It can help cover out-of- $50 wellness credit if received annual physical
pocket medical expenses for treatments that
aren’t covered by your medical plan such as For more information on Accident Coverage
deductibles and coinsurance. check out this informational video: Click here
You may choose group Critical Illness insurance Hospital Indemnity
as follows: The Hospital Indemnity Insurance program pays
Employees—can be elected in increments of a cash beneit to you for covered hospital stays,
$10,000 up to $40,000 outpatient surgery costs, intensive care stays, and
Spouses—can elect in increments of $5,000 post hospital skilled nursing facility care. This cash
payment can be used however you choose.
up to $20,000, election cannot exceed 50%
of the employee coverage amount. For more information on Hospital Indemnity
Children—coverage available up to a check out this informational video: Click here
maximum of 50% of employee only election
For more information on Critical Illness check
out this informational video: Click here
22 2020 Beneits Enrollment
and Hospital Insurance
If you’re concerned about the inancial impact Group Accident
large medical expenses can have on you and
your family if you or they are diagnosed with The Group Accident insurance plan helps offset
a serious illness or sustain a serious injury, your out-of-pocket expenses in the event of an
consider enrolling for Critical Illness, Group accident, such as copays, coinsurance, and other
Accident, or Group Hospital Insurance coverage medical expenses. You may elect the following
through Unum Group Accident insurance:
Employee Only
Critical Illness Employee + Spouse
The Critical Illness group plan pays a lump- One Parent Family
sum beneit if a covered person is diagnosed
with a heart attack, stroke, cancer or many Two Parent Family
other conditions. It can help cover out-of- $50 wellness credit if received annual physical
pocket medical expenses for treatments that
aren’t covered by your medical plan such as For more information on Accident Coverage
deductibles and coinsurance. check out this informational video: Click here
You may choose group Critical Illness insurance Hospital Indemnity
as follows: The Hospital Indemnity Insurance program pays
Employees—can be elected in increments of a cash beneit to you for covered hospital stays,
$10,000 up to $40,000 outpatient surgery costs, intensive care stays, and
Spouses—can elect in increments of $5,000 post hospital skilled nursing facility care. This cash
payment can be used however you choose.
up to $20,000, election cannot exceed 50%
of the employee coverage amount. For more information on Hospital Indemnity
Children—coverage available up to a check out this informational video: Click here
maximum of 50% of employee only election
For more information on Critical Illness check
out this informational video: Click here
22 2020 Beneits Enrollment
