Page 10 - 2018 Roquette Benefit Guide
P. 10
HSA participants are Flexible Spending Accounts
ineligible to enroll in the
healthcare FSA. (FSA)
Healthcare FSA
If you have questions regarding your The healthcare FSA allows you to allocate pretax dollars to pay for
FSAs, you can contact BeneFLEX. healthcare expenses that are not paid by your healthcare plans. You
800.631.3539 are reimbursed for eligible healthcare expenses, and your entire annual
www.benelexhr.com election is available for immediate use.
Eligible expenses are those you incur for healthcare for you, your spouse,
and your eligible dependents, even if they are not enrolled in a Roquette
health plan. Healthcare includes medical, pharmacy, dental, vision, and
hearing expenses you pay out of your own pocket, except expenses paid
by another insurance plan.
What are Eligible Expenses for the Healthcare
FSA?
Examples of Eligible Expenses
! X Deductibles X Dental work/orthodontia
FSA “Use It or
X
Copays/coinsurance
X
Diabetic supplies
Lose It”
While the Healthcare FSA is X Eye exams/glasses X LASIK surgery
preloaded with your pledged annual
contribution, it is important to Examples of Ineligible Expenses
know that both the healthcare and X Certain over-the-counter drugs X Vitamins
dependent care FSA accounts are
a “use it or lose it” beneit; unused obtained without a prescription X Dietary supplements
funds are not rolled over and are X Cosmetic surgery
forfeited to the plan. However, the X Expenses reimbursed or paid by
FSAs offer a grace period where you X Non-medically necessary another health plan or insurance
may incur claims through March 15
of the following year and claim prescriptions
against the previous year’s funds.
All claims must be submitted for The maximum annual contribution amount is $2,650.
reimbursement by March 31 of the
following plan year. For a complete listing of eligible expenses, consult IRS publication 502
via the web at www.irs.gov or https://www.discoverybeneits.com/
employees/eligible-expenses.
10 2018 Benefits Enrollment
ineligible to enroll in the
healthcare FSA. (FSA)
Healthcare FSA
If you have questions regarding your The healthcare FSA allows you to allocate pretax dollars to pay for
FSAs, you can contact BeneFLEX. healthcare expenses that are not paid by your healthcare plans. You
800.631.3539 are reimbursed for eligible healthcare expenses, and your entire annual
www.benelexhr.com election is available for immediate use.
Eligible expenses are those you incur for healthcare for you, your spouse,
and your eligible dependents, even if they are not enrolled in a Roquette
health plan. Healthcare includes medical, pharmacy, dental, vision, and
hearing expenses you pay out of your own pocket, except expenses paid
by another insurance plan.
What are Eligible Expenses for the Healthcare
FSA?
Examples of Eligible Expenses
! X Deductibles X Dental work/orthodontia
FSA “Use It or
X
Copays/coinsurance
X
Diabetic supplies
Lose It”
While the Healthcare FSA is X Eye exams/glasses X LASIK surgery
preloaded with your pledged annual
contribution, it is important to Examples of Ineligible Expenses
know that both the healthcare and X Certain over-the-counter drugs X Vitamins
dependent care FSA accounts are
a “use it or lose it” beneit; unused obtained without a prescription X Dietary supplements
funds are not rolled over and are X Cosmetic surgery
forfeited to the plan. However, the X Expenses reimbursed or paid by
FSAs offer a grace period where you X Non-medically necessary another health plan or insurance
may incur claims through March 15
of the following year and claim prescriptions
against the previous year’s funds.
All claims must be submitted for The maximum annual contribution amount is $2,650.
reimbursement by March 31 of the
following plan year. For a complete listing of eligible expenses, consult IRS publication 502
via the web at www.irs.gov or https://www.discoverybeneits.com/
employees/eligible-expenses.
10 2018 Benefits Enrollment
