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8/5/26, 11:38 AM Money20/20 Europe 2026 How Qi Carried Iraq’s Digital Transformation Story to the World’s Largest Fintech Stage – Executive Bull…
Money20/20 Europe 2026 How Qi Carried Iraq’s Digital Transformation Story to the

World’s Largest Fintech Stage

August 5, 2026

22 July 2026: As fintech leaders, global payment networks, banks, and policymakers gathered at Money20/20 Europe 2026 -that was
held in Amsterdam- to shape the future of financial services, Iraq had a different story to tell.

While the conversation elsewhere centred on artificial intelligence, payments, and digital identity, Qi arrived with an Iraqi story that
shows digital transformation is not built on technology alone, it is built on national infrastructure capable of connecting citizens,
merchants, government, and the financial sector within a single digital ecosystem.

This was more than attendance at a global conference. It was an opportunity to put Iraq on the global map of financial innovation and
to showcase the genuine transformation achieved in recent years in one of the region’s most promising markets.

Today, Qi serves more than 22 million users and has issued over 25 million payment cards, with a network connecting more than

160,000 merchants across Iraq, making it one of the largest digital financial platforms in the Middle East and a key engine of Iraq’s
digital economy.

But the numbers are only part of the story. over nearly two decades, Qi has evolved from an electronic payment specialist into a fully
integrated digital ecosystem spanning payments, financial services, merchant enablement, digital identity, and integration with
government services, becoming the infrastructure underpinning millions of daily transactions in Iraq.

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