Page 26 - Qi GROUP PR REPORT - JULY & AUGUST 2026

8/5/26, 11:38 AM Money20/20 Europe 2026 How Qi Carried Iraq’s Digital Transformation Story to the World’s Largest Fintech Stage – Executive Bull…
Ahmed Kadhum Mohammed, Chief Investments Officer at Qi Group, said: “Money20/20 is more than a global conference; it is
where the ideas that will define the future of financial services are debated. Our participation is not just about keeping pace with the
latest innovation; it is about showing that Iraq now has a digital experience worthy of a place in this global conversation. Through
technology, innovation, and strategic partnerships, we are connecting millions of Iraqis to the global digital economy and creating
new opportunities for business and investment.”

Over the course of the conference, Qi’s delegation held a series of meetings with major global payment networks, financial
institutions, technology leaders, and investors to explore cooperation in artificial intelligence, digital identity, embedded finance,
cross, border trade, and merchant, enablement ecosystems.

These were more than business meetings; they reflected growing interest in Iraq’s advancing digital infrastructure and the significant
potential of its financial market in the years ahead.

The participation also highlighted Qi’s vision for deploying artificial intelligence — not only to improve the customer experience, but
also to strengthen compliance, sharpen fraud, detection capabilities, automate operations, and develop digital services tailored to the
needs of the Iraqi market.

Bahaa Abdul Hadi, Chairman of Qi, affirmed that this vision extends beyond technology, saying: “Our goal is to build a more
financially inclusive and digitally connected Iraq. Financial inclusion is not merely a banking service; it is a pillar of economic
development and improved quality of life. Through investment in innovation and global partnerships, we continue to build a modern
digital economy that serves all Iraqis.”

This vision reflects a broader shift underway in Iraq, where digital infrastructure has become a fundamental enabler of trade,
investment, government services, and cross, border transactions, opening new horizons for the national economy and deepening its
integration into the global economy.

Ali Hussein Munim, CEO of Qi, added: “Our journey was never about building a payments company; it was about building a fully
integrated digital ecosystem. In partnership with government institutions, financial partners, merchants, and technology providers, we
continue to develop more efficient, higher, impact services that support Iraq’s long, term economic development.”

Today, Qi’s focus extends well beyond digital payments, expanding into digital commerce, merchant enablement, financial services,
artificial intelligence, and digital infrastructure — built on the conviction that the future of the economy is not shaped by standalone
services, but by interconnected systems linking people to business, government, and markets.

As Money20/20 Europe 2026 drew to a close, Qi’s delegation carried home more than new meetings and partnerships, it carried a
message: Iraq is no longer watching digital transformation from a distance. It has become a partner in shaping its future.

At a moment when the world was debating the future of fintech, Iraq was telling a different story — the story of an economy in
transition, national companies building for the future, and a new generation that sees innovation as the path to development and
prosperity.

That, perhaps, was the most important message Qi carried

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