Page 164 - 2021-2022 New Hire Benefits
P. 164

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          CanItakeadistributionofmyaccountbalanceifIamstillworkingwhenIreachnormalretirementage? .....
          CanItakeadistributionofmyaccountbalancewhenIreachage59.5? .........................................................
                                                                                                                   6
          CanItakeadistributionofmyaccountbalancewhilestillworkingatanytime? ............................................
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          CanItakeadistributionofmyElectiveDeferralswhilestillworkingifIamcalledtoactiveduty? ................
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          CanItakeadistributionofmyaccountbalancewhilestillworkingifIincurahardship? ...............................
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          ArethererequirementsImustmeettotakeahardshipdistribution? ................................................................
          CanItakealoanfromthePlan? .....................................................................................................................
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          ArethereanyfurtherlimitationsorconditionsforwhenIcantakeadistributionfromthePlanwhilestill
          employed? ......................................................................................................................................................
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          Whatformcanmyin-servicedistributionbetakenin? ...................................................................................
          Arethereanyadditionallimitationsorotherprovisionsthatapplytotakingaloan? .......................................
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        INVESTMENTS ...............................................................................................................................................
          CanIdirecthowmyaccountbalanceswillbeinvested? .................................................................................
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          HowoftencanIchangemyinvestmentelection? ...........................................................................................
          Whattypeofaccountswillmyaccountbalancebeinvestedin? ......................................................................
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          HowwillmyaccountbalancesbeinvestedifIdonotmakeaninvestmentelection? ......................................
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          DoesthePlanAdministratorintendthatthePlanwillmeettherequirementstobea404(c) plan?...................
                                                                                                                   8
          HowoftendoesthePlanAdministratordeterminehowmuchmybenefitinthePlanisworth? .......................
        MISCELLANEOUS ..........................................................................................................................................
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          DomesticRelationsOrders .............................................................................................................................
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          Insurance ........................................................................................................................................................ 8
                                                                                                                   8
          AdministratorDiscretion ................................................................................................................................
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          PlanisNotaContractofEmployment ............................................................................................................
          Waiver ...........................................................................................................................................................
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          Errors .............................................................................................................................................................
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                                                                                                                   9
          Fees ................................................................................................................................................................
        ADMINISTRATIVEINFORMATION .............................................................................................................
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          PlanSponsor ..................................................................................................................................................
          PlanAdministrator .........................................................................................................................................
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          Custodian .......................................................................................................................................................
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          AgentforLegalService ..................................................................................................................................
          PlanNumber ..................................................................................................................................................
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          PlanandFiscalYear .......................................................................................................................................
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          ClaimsProcedure ...........................................................................................................................................
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          YourRightsUnderERISA ...........................................................................................................................
        DEFINITIONS ................................................................................................................................................
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          Account ........................................................................................................................................................
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          Beneficiary ...................................................................................................................................................
          Compensation...............................................................................................................................................  12
          Disability ......................................................................................................................................................
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          ElectiveDeferrals .........................................................................................................................................
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          HighlyCompensatedEmployee ....................................................................................................................
          MatchingContributions ................................................................................................................................
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          NormalRetirementAge ................................................................................................................................
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          PlanYear .....................................................................................................................................................
                                                                                                                 13
                                                                                                                 13
          QualifiedJointandSurvivorAnnuity ...........................................................................................................
          QualifiedPre-RetirementSurvivorAnnuity ..................................................................................................
                                                                                                                 13
          RolloverContribution ...................................................................................................................................
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