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If further treatment is needed by another physician, a referral will be made from within the approved
               network. If the employee stays within the network for treatment, bills will continue to be paid under
               the insurance program.
               If for any reason an employee chooses to go elsewhere for unauthorized treatment, the
               insurance coverage will cease and any bills will be a personal expense.
            •  If you are out of work or need follow-up care as a result of your work-related injury/illness, you will be
               contacted regularly by your nurse case manager to ensure your medical needs are met. Each of you is
               an important member of the Renbrook community and the objective of this plan is to ensure that you
               receive appropriate medical care in a timely fashion.
            •  The Renbrook School Plan includes an appeal process which is available to you should there be any
               disputes or questions related to the level and/or quality of care you receive. Please see the
               administrator of this plan in the Business Office with any questions.

        FLEXIBLE COMPENSATION PLAN

        Under Section 125 of the Internal Revenue Code, employees may voluntarily choose to participate in the
        dependent care spending account and/or the healthcare spending account.  Both accounts will reimburse
        employees with pre-tax dollars for a variety of qualifying expenses.  For example:
            •  Office Visit and Prescription Drug Co-Pays
            •  Other health care services not covered by the group plan
            •  Child and/or Dependent care expenses
        Maximum contributions are limited to $5,000 per calendar year for dependent care and $2,500 for healthcare
        spending accounts.  The plan year is July 1 to June 30 of each year.

        Effective July 1, 2009 an employee who has chosen to participate in the school’s Health Savings
        Account program is INELIGIBLE to participate in the medical portion of the Flex program.

        The program is administered by Discovery Benefits, (discoverybenefits.com) who provide claim processing,
        payment and overall administration of the plan.

        All monies left in an individuals’ account at the end of the plan year will be forfeited to Renbrook. Eligible
        services must be incurred by June 30 of each year, and all claims must be submitted to Discovery Benefits
        within 90 days after the end of the plan year (June 30); September 29.

        GROUP LIFE INSURANCE

        The school provides group life insurance, in an amount equal to one-time the employee’s cash salary, to all
        benefit-eligible employees. SunLife currently administers the plan. Specific details of the plan are available in
        the Summary Plan Description distributed to each participating employee. Employees are eligible for this
        benefit on the first day of the month of employment.


        Guidance Resources® - EAP Complete – An Employee Assistance Program

        Life presents opportunities and challenges. Sun Life’s Guidance Resources®, offered by ComPsych®, helps
        you and your family cope with life, from the everyday to the unexpected. Whether managing everyday issues
        such as job pressures, relationships, retirement planning, or finding child care, or faced with grief, loss, or the
        impact of a disability, Guidance Resources® is your resource for professional support. You and your family,
        including spouse and dependents, have access to Guidance Resources® at no additional cost.




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