Page 45 - 2021-2022 New Hire Benefits
P. 45
For group plan members
ways to save on health care costs
You invest a lot of money in your health. Here are some things you can do to make your
health care dollars go further:
*
Know what your health plan covers Get your free preventive care Open a health savings
account (HSA)
Study up on what your plan Your primary care doctor wants to help you
covers before you use it. avoid problems in the future that could cost If you have an HSA
Learn what your out-of-pocket you money – not to mention, harm your
costs will be for sick visits or health. There are many free screenings high-deductible health plan,
trips to the emergency room. that come with your plan. Log in to you can put money away,
connecticare.com and check your
tax-free, for health expenses.
Stay in-network plan documents to learn more.
You’ll pay less when Compare costs
you use doctors,
hospitals and
Different doctors, hospitals and other facilities can charge different prices
other facilities in the ConnectiCare
for tests and procedures. Use the Treatment Cost Calculator on
network. Seeing a new doctor, having
connecticare.com to compare.
a procedure or going into the hospital?
Ask if all the doctors and providers are
in your ConnectiCare network. Save on prescriptions with home delivery
With this convenient service from our pharmacy partner, Express
Ask your doctor to prescribe Scripts, you may be able to get a -day supply of your medicine
lower-cost drugs RX for less. You can call an Express Scripts pharmacist with
questions, too.
For many conditions, there are effective
drugs in a range of prices. You may be Use Teladoc telemedicine Save the emergency room
(ER) for emergencies
in to connecticare.com and using the
This is a convenient and low-cost way
Price a Medication tool. to see a doctor for things that aren’t
The ER is for serious
emergencies, like colds, rashes, fevers
Pay attention to your bills and sprains. See a doctor medical emergencies,
like trouble breathing,
by phone or video for $45 or less,
Review your doctor’s bills to make chest pain or a broken
Bill
sure they show only the services bone. For other things, see your
primary care provider (many have
and treatments you actually
evening and weekend hours), use
received. Compare the bills to
Teladoc telemedicine, or go to a
the claim summary statements
walk-in clinic or urgent care center.
we send you to make sure you are being
charged the right amount.
Tell your doctor or hospital if you have a deductible $
Follow your doctor’s orders
Doctors order tests, medicines and treatment based on what they think is
Take your medicine as directed
best. Still, it’s a good idea to tell them if you’ll be paying the bill – there
and get those important tests.
may be less expensive options available. Saving money on health care is
If you don’t, you risk ending up
something we do together.
Continued
worse, the hospital.
