Page 38 - FINAL CFA SLIDES DECEMBER 2018 DAY 15
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Session Unit 16:
55. Fundamentals of Credit Analysis
Example: Credit analysis with financial ratios (Part 2):
2. Coyote Media is also a multimedia company and is a rival of Saxor. Given the following ratios for Coyote over the
same period, calculate the 3-year averages for both Saxor and Coyote and comment on which multimedia company is
expected to have a better credit rating.
tanties
All ratios support a higher credit rating for Saxor. Saxor has a better operating margin and better
coverage for interest (EBITDA/interest) and for debt (FCF/debt). Lower leverage as measured by
debt-to-capital and debt-to-EBITDA also favor Saxor.