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Judgment Enforcement – The Step-by-Step Course
Note: Even though the judgment has been transferred to you, the “caption” stays the
same. Exactly the same. That is, even though you now own the judgment, the original
parties – in this case Lynn Kay Crouser and Rick Dale Crouser stay right there on the
assignment.
Step 1: Get the Assignment of Judgment and Agreement to the Creditor
Send the “Assignment of Judgment” and the “Agreement to Purchase” to the creditor by
email or by U.S. Mail. If by U.S. Mail, then:
✓ Use a #10 envelope.
✓ Enclose a #9 self-addressed envelope back to you. Don’t skip
the stamp!
✓ Make sure there’s a stamp on the return envelope.
#9 size envelopes fit into #10 size envelopes easily. Double check to make sure the
stamp is on the return envelope. You don’t want the creditor to be looking around the
house for a stamp. Make it easy for him or her.
Also, include a brief note to the creditor, on your business letterhead. There’s a sample
note on the Forum under Peter’s Course Files, #16 in MSWord. It explains the process to
the creditor again, and reminds the creditor that he or she needs to have the Assignment of
Judgment to you notarized.
Step 2: Notarization
The assignment must be signed in front of a notary. The
creditor should get it done at their bank, a UPS store or some
other notary. You may want to remind the creditor.
Step 3: Follow Up
You should follow up in three or four days to make sure the creditor received the
Assignment and the Agreement to Purchase. The post office loses things, and so do
creditors. Give the creditor a call. He or she may be hesitating, and therefore may have
other questions for you.
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