Page 30 - US Market Performance Report 1Q 2018

United States Credit Unions
SOURCE: NCUA 5300 CALL REPORTS, 2018 PROJECTED
BASED ON MARCH 2017-2018 YOY TREND
Performance Tables
United States Credit Unions
2000 2001 2002 2003 2004 2005 2006 2007
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
2018
2000 2001 2002 2003 2004 2005 2006 2007
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
2018
PER MEMBER AVERAGE 2018
PER MEMBER AVERAGE: CA 2018
US Ratio to CA
$61.78
$102.38 0.60
$358.79
$452.24 0.79
$71.83
$67.33 1.07
$4,381,461,712 $4,536,671,917 $5,761,834,843 $5,893,471,614 $5,899,589,115 $5,775,457,050 $5,791,117,264 $4,816,070,787
12.28% 11.90% 15.34% 15.92% 15.64% 13.76% 12.01%
8.89%
-$151,831,463
$1,564,200,962 $4,580,515,261 $6,442,386,446 $8,598,454,642 $8,223,721,038 $8,867,856,591 $8,838,696,714 $9,690,773,807
$10,519,997,210
-0.28%
2.76%
8.68% 12.67% 16.70% 16.26% 16.96% 15.87% 15.97% 15.86%
NET INCOME
Total Net to Gross %
$14,030,157,162 18.49%
$7,009,045,798 $6,945,008,874 $6,075,809,176 $5,399,793,985 $5,377,085,349 $6,344,444,426 $7,549,917,515 $8,965,985,524
$24,604,430,256 $26,168,571,667 $25,830,027,546 $24,847,864,746 $24,970,975,341 $27,261,035,579 $31,580,974,399 $35,165,136,127
$2,826,472,865 $3,277,195,539 $3,751,118,806 $4,426,251,003 $5,076,657,045 $5,534,708,164 $6,015,391,481 $6,493,332,254
$7,881,769,095 $6,333,473,356 $5,674,670,117 $5,273,386,359 $4,625,779,149 $4,250,690,428 $4,481,328,279 $4,441,791,912 $4,859,534,192 $5,916,115,505
$36,809,319,506 $36,303,589,534 $34,989,490,275 $33,205,378,154 $32,136,915,815 $31,575,743,067 $32,959,538,206 $35,289,769,021 $38,302,013,775 $42,146,445,913
$6,907,865,124 $7,130,384,913 $7,145,827,025 $7,033,972,965 $7,474,766,738 $7,584,715,100 $7,302,482,591 $7,627,051,095 $8,103,545,583 $8,438,211,025
$7,256,698,411 $47,175,703,168 $8,912,514,568
ROA
US CA
0.99% 1.04% 0.89% 1.01% 1.02% 1.15% 0.95% 1.03% 0.89% 0.98% 0.83% 0.90% 0.80% 0.77% 0.63% 0.39%
-0.02% -0.75% 0.17% -0.47% 0.49% 0.44% 0.66% 0.64% 0.83% 0.92% 0.76% 0.95% 0.78% 0.88% 0.72% 0.76%
0.74% 0.79%
0.75% 0.77%
0.95% 1.00%
2018 PER MEMBER NET INCOME $119.44 $165.02
United States Credit Unions
ANNUAL INCOME
Investments Loans Fees
LOAN YIELD TO AVG DIVIDEND SPREAD
US CA
4.15% 3.99% 4.85% 4.28% 4.96% 4.90% 4.71% 4.64% 4.39% 4.24% 3.97% 3.68% 3.70% 3.39% 3.47% 3.11%
4.15% 3.79% 4.70% 4.68% 5.02% 5.13% 4.91% 4.91% 4.67% 4.63% 4.31% 4.18% 4.09% 3.85% 3.97% 3.61% 3.89% 3.51% 3.87% 3.41%
3.89% 3.42%
©2018 Data Based Marketing of California, Inc. Market Performance Report: 2000-2018 2018 projected from March 2017-2017 trend All rights reserved. United States Credit Unions Page 28