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ABOUT THE AUTHOR Joseph S. Taylor
Vice President; Recovery Industry Services Company (RISC)
Joe has been associated with the collateral recovery industry since 1961 as a Field Recovery Agent and Recovery Agency owner. He served twelve years on the Florida Private Investigation, Recovery and Security Council (PIRSAC) where he assisted in re-writing Chapter 493 fs which regulates the Recovery, Private Investigation and Private Security industries in Florida. He was also the chairman of the committee that developed the Florida mandatory training for Florida Recovery Agents.
In 1999, Joe authored the Certified Asset Recovery Specialist® (C.A.R.S.®) National Certification Program which is now active in all fifty states. The C.A.R.S.® Program is recognized by both the collateral recovery industry and the lending community as the premier certification program for collateral recovery professionals. He is also the author of “Bridging the Gap”, a book designed to help the lending community recognize the unique requirements of those who serve in the collateral recovery industry. Joe has also authored over one hundred published articles on the self-help repossession process.
Joe has conducted training seminars on the self-help repossession process to lenders across the country, including Barnett Bank, Wachovia Bank, AmSouth Bank, Americredit, Hyundai, American General, Mitsubishi Financial, Chase Bank, Regional Acceptance Corporation, Capitol One and Wells Fargo.
Joe is qualified to provide expert opinions on Wrongful Repossession litigation in both federal and state courts and has been retained in that capacity in over twenty-five cases nationwide.
Joe’s complete resume can be viewed on our website, www.RiscUS.com. ABOUT THE CO-AUTHOR
Stamatis Ferarolis
President; Recovery Industry Services Company (RISC) President; Asset Investigation and Recovery (AIR)
After graduating from the University of South Florida Stamatis became licensed as a Florida Recovery Agent and in 2004, he founded Asset Investigation and Recovery (AIR) and has built AIR into six very successful Florida locations. He is a member of the American Recovery Association (ARA) and the Florida Alliance of Certified Asset Recovery Specialists (FLACARS)
In 2011, Stamatis and Joe co-wrote the Field Recovery Specialist (FRS) Operations Manual. The FRS Manual was soon included in the C.A.R.S.® Certification Program at which time Stamatis became a Co-Author of the C.A.R.S.® Program. Since that time, Stamatis and Joe have co-written eleven Continuing Education courses and the RISC Compliance and Operations Manual.
Stamatis’s complete resume can be viewed at our website, www.RiscUS.com.























































































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