Page 115 - Trident 2022 Flipbook
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What You Will Pay

Common Medical      Services You May Need                            Network Provider     Out-of-Network       Limitations, Exceptions, and Other
      Event                                                          (You will pay the   Provider (You will           Important Information

If you need drugs Generic drugs                                             least)         pay the most)     Up to 34-day supply or 100 units retail
to treat your illness                                                                   Not covered          pharmacy.
or condition                                                        20% coinsurance                          Up to 90-day supply maintenance
                                                                    $10 minimum/$100    Not covered          prescription drugs through mail order.
More information                                                    maximum copay                            .
about prescription                                                  copay               20% coinsurance
drug coverage is                                                    (retail)            20% coinsurance      Precertification may be required.
available at                                                        20% coinsurance     $200 copay/visit     Precertification may be required.
1-800-701-2324.                                                     $20 minimum/$200                         Out-of-network: Not subject to
                                                                    maximum copay                            deductible.
                          Formulary Brand drugs                     copay                                    Copay waived if admitted as an
                                                                    (mail order)                             inpatient.
If you have         Facility fee (e.g., ambulatory surgery center)                                           −−−−−−−−−−−none−−−−−−−−−−−
outpatient surgery  Physician/surgeon fees                          20% coinsurance                          −−−−−−−−−−−none−−−−−−−−−−−
                    Emergency room care                             $10 minimum/$100                         Precertification may be required.
If you need                                                         maximum copay                            Out-of-network: Failure to precertify will
immediate medical                                                   (retail)                                 result in benefits payable being reduced
attention                                                           20% coinsurance                          by $250.
                                                                    $20 minimum/$200                         Precertification may be required.
                                                                    maximum copay
                                                                    (mail order)
                                                                    10% coinsurance

                                                                    10% coinsurance

                                                                    $200 copay/visit

If you have a       Emergency medical transportation                10% coinsurance     20% coinsurance
hospital stay       Urgent care                                     $20 copay/visit     20% coinsurance
                    Facility fee (e.g., hospital room)              10% coinsurance     20% coinsurance

                    Physician/surgeon fee                           10% coinsurance 20% coinsurance

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