Page 95 - Trident 2022 Flipbook
P. 95

What You Will Pay

Common Medical      Services You May Need                            Network Provider     Out-of-Network       Limitations, Exceptions, and Other
      Event                                                          (You will pay the   Provider (You will           Important Information

If you need drugs Generic drugs                                             least)         pay the most)     Up to 31-day supply retail pharmacy.
to treat your illness                                                                   Not covered
or condition                                                        20% coinsurance                          Up to 90-day supply maintenance
                                                                    (retail)            Not covered          prescription drugs through mail order.
                                                                    20% coinsurance
More information    Brand drugs                                     (mail order)
about prescription  Facility fee (e.g., ambulatory surgery center)
drug coverage is                                                    20% coinsurance
available at                                                        (retail)
1-800-701-2324.                                                     20% coinsurance
                                                                    (mail order)
If you have
outpatient surgery                                                  20% coinsurance     40% coinsurance      Precertification may be required.
                                                                                                             Out-of-network: Failure to precertify will
If you need         Physician/surgeon fees                          20% coinsurance     40% coinsurance      result in benefits payable being reduced
immediate medical   Emergency room care                             20% coinsurance     20% coinsurance      by $250.
attention                                                           20% coinsurance     40% coinsurance      Precertification may be required.
                    Emergency medical transportation                20% coinsurance     40% coinsurance
If you have a       Urgent care                                     20% coinsurance     40% coinsurance      Coinsurance waived if admitted as an
hospital stay       Facility fee (e.g., hospital room)                                                       inpatient.
                                                                    20% coinsurance     40% coinsurance
                    Physician/surgeon fee                                                                    −−−−−−−−−−−none−−−−−−−−−−−

                                                                                                             −−−−−−−−−−−none−−−−−−−−−−−

                                                                                                             Out-of-network: Limit of 80 inpatient
                                                                                                             days per benefit period.
                                                                                                             Precertification may be required.
                                                                                                             Out-of-network: Failure to precertify will
                                                                                                             result in benefits payable being reduced
                                                                                                             by $250.
                                                                                                             Precertification may be required.

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