Page 12 - 2022 Drive Open Enrollment Guide - Non Union
P. 12

Dental plan


































     It’s important to have regular dental exams and cleanings so problems are detected before they become painful —and  expensive.
     Keeping your teeth and gums clean and healthy will help prevent most tooth decay and is an important part of  maintaining your
     overall health. We offer dental through Empire.


     Using in-network dental providers
     While you have the option of choosing any provider, you will save money when you use in-network dentists. When using an  out-of-
     network dental provider, you will pay more because the provider has not agreed to charge you a negotiated rate. To search for a PPO
     provider, go to www.empireblue.com and search using the “Dental Complete” network.


                                                    Low Plan                               High Plan
           Plan Provisions
                                         In-Network        Out-of-Network        In-Network       Out-of-Network

           Annual Deductible                       $100 / $300                             $50 / $150
           (Individual/Family)
           Annual Maximum (per                       $1,500                                  $2,500
           person)
           Diagnostic and Preventive
           Care:
                                       Covered 100%, no   Covered 100%, no    Covered 100%, no    Covered 100%, no
           Includes cleanings (2 per
                                          deductible         deductible          deductible          deductible
           year), fluoride treatments
           and sealants
           Basic Services:
           Includes fillings,             20% after           20% after           20% after          20% after
           periodontics, and simple       deductible         deductible          deductible          deductible
           extractions

           Major Services:                50% after           50% after           40% after          40% after
           Includes crowns, bridges       deductible         deductible          deductible          deductible
           and full and partial dentures
                                                                                  40% after          40% after
           Orthodontia (Adult &          Not Covered         Not Covered         deductible          deductible
           Children)                                                           $2,000 lifetime     $2,000 lifetime
                                                                                    limit              limit

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