Page 16 - Think Goodness Enrollment Guide

`401(k) RETIREMENT

SAVINGS PLAN

Whether retirement is way down the road or just around the corner, it’s important to have savings
goals and specific investment objectives. To help you meet your goals and objectives, we offer a
401(k) Retirement Savings Plan, administered by John Hancock, with multiple investment options and
a company match. Key details and features of our plan are listed below.

Employee contributions Employer contributions
More Information
You can contribute up to $19,500 in Think Goodness matches up to 2% of
2021, and if you are age 50 or older, your deferrals if you set aside at least 4%  You can enroll in the plan and
you may contribute up to an additional of your income. make changes to your
$6,500 as a “catch-up” contribution. contributions at any time
Contributions may be made on a pretax
or Roth after-tax basis.  John Hancock has many
different investment options
Vesting for you to choose from, along
with tools and resources you
Vesting refers to your ownership of the money in your 401(k). You will be 100% can use to determine which
vested in the company match after three years of service. You are always 100% options best meet your
vested in your contributions to the plan. investment objectives.

For additional details about
the 401(k) Retirement Savings
Plan or to enroll or change
your contribution rates or
investment elections, visit
https://myplan.johnhancock.com
/login or call:
800-395-1113 (English)
800-363-0530 (Spanish)

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