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Dental - MetLife
Good health includes good dental health. That’s why Baseball offers the MetLife Preferred Dentist
Program (PDP). Under this program, like your PPO plan, you may visit dentists in the MetLife network, or
you may seek care outside the network. You make the choice each time you need dental services.
Although your deductibles and copays are the same no matter whom you visit, services performed by
network providers typically are 10% to 35% less expensive than the average dentist charges in your area.
Therefore, you should save on out-of-pocket costs by using professionals in the MetLife network of
dentists. (Currently, about 135,000 dentists from across the country participate in the MetLife network.)
To locate a participating dentist, call 1-800-942-0854 or visit www.metlife.com and click on My Benefits
Dental Center.
Benefits and Covered Services In-Network Out-of-Network
Annual Deductible
$50/$150 $50/$150
(Individual/Family)
Calendar Year Maximum
$2,000 $2,000
Orthodontia Lifetime $3,000
Maximum
Diagnostic and Preventive
Covered at 100% Covered at 100%
Services (e.g., X-rays, cleanings, exams)
Amount MetLife pays after deductible
Basic and Restorative
80% 80%
Services (e.g., fillings)
Major Services 65% 65%
(e.g., dentures, crowns, bridges)
Orthodontia 50%
Click here for a detailed Dental Plan Summary
REMEMBER!
Orthodontia plan benefits are paid as follows: up to
20% of the total benefit will be paid for the initial
placement of the appliance. The remaining plan
benefits will be paid in equal installments each quarter,
over the remaining course of treatment.
You and your dentist may request a pre-determination
estimate of benefits so you will know just what your
dental plan will pay before you start treatment. As part
of the process, MetLife may suggest alternatives for
your care. Pre- determination of benefits is
recommended for procedures that are expected to
cost $300 or more.
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