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Vision - VSP


        Your vision program, insured by VSP, also offers you two options for coverage, network and non-network care.
        This plan provides each covered family member with coverage for eye exams and necessary corrective lenses,
        including eyeglasses or contact lenses.

        VSP has a large network of member providers. If you choose to use one of those providers, you will pay
        substantially less than if you go to a provider outside the VSP network. To locate an VSP participating provider
        in your community, call 1-800-877-7195 or visit the VSP website at www.vsp.com to find a VSP Network
        Provider.

        Refer to the VSP materials in the appendix for information on plan benefits and processing out-of-network
        claims. All out-of-network vision claims must be submitted within six months of the date of service.

                                                                                   Out-of-Network
        Benefits and Covered Services             In-Network
                                                                                   Reimbursement
        Annual Exam                               $10 copay                    Up to $50 (copay applies)
                                $25 copay, $130 Retail Allowance, 20% discount on charges
        Frames                                                                 Up to $70 (copay applies)
                                                  over $130
        Lenses
                          Single                  $25 copay                    Up to $50 (copay applies)
                          Bifocal                 $25 copay                    Up to $75 (copay applies)
                         Trifocal                 $25 copay                    Up to $100 (copay applies)

        Contact Lenses
           Elective (in lieu of glasses)        $120 allowance                       Up to $105
                Medically necessary             Covered at 100%                      Up to $210
                                                Exam: Once every calendar year
        Frequency                               Lenses: Once every calendar year
                                                Frames:  Once every other calendar year
                                               Additional charge, discounted at network providers.
        Tints, Special Coatings, etc. on
        lenses                                    Not applicable to out of network coverage.


                                 Click here for a detailed Vision Plan Summary



























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