Page 60 - Tampa Bay Rays 2022 Flipbook

EMPLOYEE GUIDE

Gap

Insurance

Plan features and Filling in the gaps
benefits specially If you or a family member gets sick or injured, your health insurance is there to
help protect you financially. But after your primary insurance policy pays its
prepared for portion of your medical expenses, there can often be significant out-of-pocket
Tampa Bay Rays costs remaining that are your responsibility. These “gaps” in coverage can add
up fast.

Focus on getting well

From high deductibles and coinsurance costs to copays and hefty out-of-pocket
maximums—a Kemper Health Signature Gap insurance policy can help you
balance the cost of health insurance and the cost of care—filling in the financial
gaps that your primary policy leaves behind so that you can focus on getting well.
How it Works

1. Enroll in the Gap plan.
2. You get a separate ID card to present to the hospital or outpatient provider at
the time of service with your regular health insurance ID card.
3. The plan covers portions of the out-of-pocket expenses you incur under your
primary policy.*
• You may have little or no upfront costs when you present your Kemper
Health Gap ID card.
• Following the submission of a claim form and supporting documents, a
payment of benefits is made up to your maximum benefit amount.

Features & Extras
• Convenient and easy to use.
• Family coverage available.
• Separate ID card(s) provided.
• Inpatient and outpatient services covered.

KH-EG-SG (04/19)