Page 6 - 2021 Miami Marlins Front Office Benefits Guide

MEDICAL PLANS

Front Office Employees When choosing your benefits,

think about...

Your Medical Carrier – Highmark BCBS  Does your spouse have coverage available
It’s more important than ever and legally required to have through his/her employer? How does that
medical coverage to help protect you and your family both coverage compare with these plans?
physically and financially.
 If you and our spouse cover each other under
You share in the cost of the coverage by your separate company plans, could you each
contributing through pre-tax payroll deductions. elect individual coverage under your company
plans and save money?
Regular PPO
This Highmark BlueCross BlueShield plan offers you the  If you and your spouse both cover your
freedom of choice. The PPO offers referral-free access to
any provider you choose, however, for this flexibility, higher children under your separate company plans,
out of pocket expenses like premiums, deductibles & could you save money by one of you covering
coinsurance may apply. your children and the other selecting
individual coverage?
You will have less out-of-pocket expenses if you go to
providers in this network.

High Deductible Health Plan (HDHP) with H.S.A HIGHMARK BCBS VALUE ADDED
These Highmark plans have higher deductibles than the BENEFITS AND WEBSITE CAPABILITIES
PPO. A deductible is a fixed dollar amount specified by
the plan that insured individuals must pay out of pocket,
often with pre-tax dollars that have been stored in a Health There are numerous value-added services and
Savings Account (H.S.A.). Once the deductible has been websites provided by our medical carrier, Highmark
reached, eligible expenses will be covered by the BCBS. To help you be the best you and accomplish
coinsurance percentage of the plan. Once the deductible the most cost-effective ways of seeking medical care,
and coinsurance out-of-pocket has been reached, eligible the following links will be very beneficial:
expenses will be covered by the plan.
• Highmark Health/Personal Wellness Coach
• Care Cost Estimator
A Health Savings Account (H.S.A.) provides a tax • Blue 365 Wellness and Discounts
advantaged way to pay deductibles and save for • Virtual Doctor’s Visit
future medical expenses. A Health Savings Account • Baby Blue Prints
is a component of a HDHP. You must be enrolled in a • WINFertility
HDHP to have a Health Savings Account. • Tivity Health Fitness Your Way
• Highmark Mobile App
Please note, if you are NOT enrolled in the HDHP, • Baseball Dedicated Customer Service Unit
you are not eligible to enroll in the H.S.A. • Nurse Care/Case Management
• Prescription Drug Information
• Sharecare
• Health Wire Mobile Messaging
Click here to view your Highmark BCBS
Medical Open Enrollment/New Hire Booklet
where you can learn about your medical,
prescription drug and value-added benefits.
Need help locating a provider?
Go to: www.highmarkbcbs.com

Miami Marlins Front Office Employee Benefit Guide Page 6