Page 20 - PriMed 2022 Benefits Guide

Disability

Short-Term Disability (STD)

Short-Term Disability through Prudential provides you with a portion of income replacement if you are unable
to work due to a non-occupational illness or injury. You are automatically enrolled in STD if you are a bonus
level 4 employee or above at no cost to you. Your STD coverage is listed in the table below:

Short-Term Disability (STD)
Percent of Earnings Weekly Maximum Elimination Period Maximum Duration
66 2/3% $2,350 60 days 17 weeks

STD benefits may be offset by benefits you receive from the state-mandated disability plans in California, New
Jersey, New York, Rhode Island or the Commonwealth of Puerto Rico.

Long-Term Disability (LTD) – New for 2022

You are automatically enrolled in LTD at no cost to you. The coverage has been harmonized and the same for
all employees!

Long-Term Disability (LTD)
Bonus Level Percent of Earnings Monthly Maximum Elimination Period Maximum Duration
Predicated on the
All Full Time
60% $10,000 180 days Definition of
Employees
Disability
Benefits are reduced by other sources of disability income you may qualify for such as Social Security and
Workers’ Compensation.

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