Page 16 - 060120 Senior Voice Citrus24 proof 4
P. 16
16 • OCTOBER 2020 - Senior Voice of Hernando County Health Connections
16 • OCTOBER 2020 - Senior Voice of Hernando County
Insurance
Time for AEP Enrollment
(Medicare Advantage Plans
and Stand-Alone Part-D Plans)
By Ted Sobolewski Primary Care doctor provides
Accent Insurance referrals for you when you
need to see a specialist. You
For those folks on Medicare, usually pay a co-pay for plan
your AEP (annual election services when you use them,
period) is about to start. What and some plans may even give
is AEP? It is the time of year you back some of your Part B
when individuals who are on as a Part B refund.
Medicare Advantage plans
or stand-alone Part D plans PPO (Preferred Provider
can change to another plan Organization). Offers a
for the upcoming year. AEP network of doctors you can
starts 10/15/2020 and ends see, and referrals usually are
12/07/2020 with the plan not required for you to see
chosen having an effective date specialists. Co-Pays can be
of 01/01/2021. higher than HMO plans, but
you usually have a larger
There are several Medicare network of doctors available
Advantage plan options to you and there is no Part B
available for this upcoming refund.
year. Some people will go
with an HMO, some will go Medicare Supplements (fills in
with a PPO, and others may the gaps of original Medicare).
want a Medicare Supplement Includes several different
with a stand-alone Part-D plan choices, but these are not
prescription drug plan. So, Medicare Advantage plans.
which one is the best? Well, When seeing doctors, you
that depends on you. show both your Medicare card
and your Supplement card and
HMO (Health Maintenance between the two your medical
Organization). These generally costs are usually picked up
mean that you must use
network doctors and your Continued on page 17
Pork,
Ribs,
Wings,
Burgers.
New Hours
Open Monday through
Friday 11 am - 4 pm.
3220 U.S. 41,
just south of Spring Hill Dr.
