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HMO Advantage Gold Rate Table



                                               HMO-Advantage Gold 30-50/30%


                          HMO-Advantage          Angeles          You Pay              You Pay for Dependent
                          Gold 30-50/30%      Contractor, Inc.


                         Monthly Premium
                               Rates            Pays 80%            20%                        100%
              Age

                                               per Month*       per Month*                  per Month*


                             *If you enroll with your spouse and/or children, you must pay the full
                          premium for your spouse and/or children in addition to your cost of share
                                                                 below.


             0-20             $185.07            $148.06           $37.01                     $185.07
              21              $291.45            $233.16           $58.29                     $291.45
              22              $291.45            $233.16           $58.29                     $291.45
              23              $291.45            $233.16           $58.29                     $291.45

              24              $291.45            $233.16           $58.29                     $291.45
              25              $292.62            $234.10           $58.52                     $292.62
              26              $298.44            $238.75           $59.69                     $298.44
              27              $305.44            $244.35           $61.09                     $305.44
              28              $316.81            $253.45           $63.36                     $316.81
              29              $326.13            $260.90           $65.23                     $326.13
              30              $330.80            $264.64           $66.16                     $330.80
              31              $337.79            $270.23           $67.56                     $337.79
              32              $344.79            $275.83           $68.96                     $344.79
              33              $349.16            $279.33           $69.83                     $349.16
              34              $353.82            $283.06           $70.76                     $353.82
              35              $356.15            $284.92           $71.23                     $356.15

              36              $358.48            $286.78           $71.70                     $358.48
              37              $360.82            $288.66           $72.16                     $360.82
              38              $363.15            $290.52           $72.63                     $363.15
              39              $367.81            $294.25           $73.56                     $367.81
              40              $372.47            $297.98           $74.49                     $372.47
              41              $379.47            $303.58           $75.89                     $379.47
              42              $386.17            $308.94           $77.23                     $386.17









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