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Medical Plans At-A-Glance



        HMO 2: UnitedHealthCare Advantage HMO Gold


        Medical & Prescription Drug Coverage

        Please refer to your Summary Plan Description for specific details.

                         HMO                                             UnitedHealthCare
                                                                       Advantage HMO Gold
           DEDUCTIBLE                                                          NONE

           Annual Out-of-Pocket Maximum                          $5,500/Individual & $11,000/Family
           Lifetime Maximum                                                  Unlimited
           OUTPATIENT SERVICES

           Office Visit                                                 $30 per Visit for PCP
                                                                      $50 per Visit for Specialist
           Preventive Care                                                   No Charge

           Well-Baby & Well Child Care                                       No Charge
           Diagnostic Lab & X-Ray                                       Lab: $25, X-Ray: $25

           Complex Imaging Services (CT, MRI,
           etc)                                                       $200 copay per procedure


           Durable Medical Equipment                                     $50 copay per item
           Outpatient Surgery – Hospital               30% co-ins for facility, 30% co-ins for physician/surgeon fee

           MATERNITY CARE SERVICES
           Pre-Natal Maternity                                               No Charge

           Delivery and Inpatient Services                               30% co-insurance
           INPATIENT SERVICES

           Hospitalization                                               30% co-insurance
           EMERGENCY SERVICES
           Emergency Room                                                      $300

           Ambulance                                                           $100

                                                        Retail Pharmacy                       Mail-Order
           PRESCRIPTION DRUGS
                                                        (up to 30 days)                     (up to 90 days)
           Generic                                            $15                                $30
           Brand – Formulary                                  $35                                $70
           Brand – Non-Formulary                              $70                                $140










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