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Daniel Moon


        From:                          Chris Kim
        Sent:                          Thursday, November 21, 2019 1:44 PM
        To:                            ACI.ALL
        Cc:                            steve@chunha.com
        Subject:                       MEMORANDUM # 141 (401(k) - 2020 Participant Fee Disclosure )
        Attachments:                   ACI 2019 fee disclosure.pdf; ACI_qdia_notice (ACI).pdf



        To: ACI ALL
        < 401(k) – 2020 Participant Fee Disclosure and QDIA notice >

        It has been 2 years since we have introduced 401(k) retirement plan in January 2017.
        There has been no change in plan design, but we would like to remind you that there’s certain fee associated with your 401(k)
        plan and Qualified Default Investment Alternative (QDIA).
        Same Participant fee Disclosure and QDIA notice have been provided along with enrollment booklet previously.

        Attached to this email are important notice and disclosure. Please read each document carefully.

                   Participant Fee Disclosure – The Participant Fee Disclosure provides information related to the plan’s investment
               options including fee and expense information and information to help you make your investment decisions by noting
               any transfer restrictions that may apply to an investment option in your plan.

                   QDIA Notice – The Qualified Default Investment Alternative for our plan is Fixed Interest Account.

        You may register for your account via the web at www.oneamerica.com or via TeleServe ® (Participant Service Center) at 1-
        800-249-6269.
        To register you will need your plan number, which is G38498

        If you have any questions concerning the new plan, you should contact:

               Chris Kim, Senior Vice President
               Angeles Contractor, Inc.
               783 Phillips Drive
               City of Industry, CA 91748
               Tel(626) 923 – 3800, Fax(626) 923 – 3801

        Thank you,


                            Chris Kim | Senior Vice President
                            ANGELES CONTRACTOR, INC.
                            783 Phillips Drive, City of Industry, CA 91748
                            T 626.923.3800 | F 626.923.3801 |C 714.709.3337














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