Page 4 - Revelations Group 2 - 2021 Greenbrier Benefit Guide (R2)
P. 4

Limited Benefit Indemnity Plan Options

          Pan-American



                 Rate Information - 24 Pay Periods
                Semi Monthly Cost        Plan 1        Plan 2
                                                                        Employees can cover their spouse & dependent
                Employee Only            $  24.04      $  81.05         children.  Children  can  remain  on  a  parent’s
                                                                        medical plan until age 26. When a child turns 26,
                Employee + Spouse        $  82.77      $208.98          they will lose  medical coverage on the last day
                Employee + Child(ren)    $  70.01      $162.65          of their birth month. This is an automated process.
                Employee + Family        $137.99       $308.95

              Summary of                           Plan 1                                     Plan 2
                 Benefits

          Accident Benefit per                    Up to $2,500                               Up to $5,000
          Occurrence                             $100 Deductible                            $100 Deductible

                                             Unlimited $0 Telehealth 24/7              Unlimited $0 Telehealth 24/7
                                             Unlimited $10 doctor visits                                           Unlimited $10 doctor visits
          NEW Healthcare2 (H2U)            Unlimited $25 Urgent Care Visits           Unlimited $25 Urgent Care Visits
          Direct Primary Care-Plus    Must be scheduled through Healthcare2U’s            Must be scheduled through Healthcare2U’s
                                           Central Scheduling Department             Central Scheduling Department

          Specialist Doctor’s Office               $75 per day                               $100 per day
          Visits—Use Pan American         4 days per calendar year maximum           4 days per calendar year maximum
          PanaMed plan
          Preventive Care/Wellness               100% Coverage, No Limits, Copays, Deductibles or Out of Pocket Costs
          (In-Network Only)
          Hospital Admission                     $1,000 First Day                           $1,500 First Day
          Indemnity Benefit

                                                  $100 per day                              $1,000 per day
          Hospital Indemnity        Up to 60 days calendar year (CY) max for any inpatient   Up to 60 days calendar year (CY) max  for any inpatient
          Benefit –Inpatient                      hospital stay                              hospital stay

                                       $200 per day  Up to 30 days calendar year                 $2,000 per day  Up to 30 days calendar year
          Intensive Care
                                         maximum (applied to overall CY max)               maximum (applied to overall CY max)
          Emergency Room                          Up to $2,500                               Up to $2,500
          (Accident)                             $100 Deductible                            $100 Deductible

          Emergency Room                           $75 per day                               $100 per day
          (Sickness)                          2 days per calendar year                   2 days per calendar year

          Inpatient Surgical                      $350 per day                              $2,500 per day
          Benefit                             1 day per calendar year                    1 day per calendar year

                                                                                    Generic: $25 Per Day Maximum Paid
          Prescription Drugs                  Discount Drug Program               Name Brand: $50 Per Day Maximum Paid
          See Policy for           Eligible medications will be available to all members at   Monthly Maximum Limit :
          Details and Page 7             RxEDO’s pharmacy’s contracted rate.     Limited to 2 Days per insured for Generic and Brand
                                                                               There are No copayments, Deductibles, or Coinsurance

                             *“Prescription benefits are provided by RxEDO's, Inc. www.rxedo.com.  Pan-American Life and RxEDO's, Inc. are not affiliated.”
         The limited benefit indemnity coverage is issued by Pan-American Life Insurance Company on policy form number PAN-POL-13. There are no exclusions for pre-existing conditions. The plan will not pay benefits for any care provided prior to the coverage effective date or
         if the insured is confined in a hospital at the time the coverage is effective. Hospital does not include a nursing home, convalescent home or extended care facility. Like most group benefit programs, our products have exclusions, limitations, waiting periods and terms for
         keeping them in force. The preventive care coverage is offered under a self-funded plan maintained by the plan  sponsor. Pan-American Life Insurance Company does not insure benefits under these self-funded plans.   See Page 20 for Affordable Care Act Compliance.
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