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• Title may be held by an individual, trust, LLC or corporation
Ownership • Drivers of street vehicles must be at least 16 years of age and hold a valid license
and drivers • Off-road vehicles 250cc or less – driver must be at least 11 years of age;
251cc and greater – driver must be at least 16 years of age.
• Standard motorcycle • Custom* • ATV and UTV
• Cruiser • Trike conversion • GEM*
Bike types • Touring • Classic/vintage* • Golf cart*
accepted • Supersport • Electric cycle* • Low speed vehicle*
• Dual purpose • Scooter/moped • Neighborhood electric
• Dirt bike • Segway* vehicle*
• Snowmobile*
* Coverage for these types is hard to secure from other carriers.
• Full coverage
Coverage • Liability plus comprehensive
levels
• Liability only
• Actual cash value
Loss • Agreed value for a classic bike
settlement
• Replacement cost for bikes new to up to 2 model years of age
• Accessories – $1,000 to $3,000
Included • Personal effects/safety apparel – $1,000
coverage • Pet protection – $750
• Towing and emergency expense – $75
• Accessories – up to $30,000 • Personal effects/safety • Trailer physical damage
• Diminishing deductible apparel – $2,500 • Travel loss reimbursement
Optional • Rental reimbursement
coverage • Medical payments • Uninsured motorist
• Passenger liability • Towing and emergency
expense – $200
• Advance quote • Multiple policies • Paperless policy
• Anti-theft devices • Multiple vehicles • Preferred customer
Discounts • Association membership • No violations • Prior insurance
• Home ownership • Paying in full • Safety course completion
• Loyalty
• Full pay • 4-Pay, billed or EFT
Payment • Monthly, EFT only • 6-Pay, billed or EFT
options
• 2-Pay, billed or EFT
Shoemaker & Besser Associates, Inc.
717-718-8139
Quote today on AMsuite ® jbrubaker@shoemaker-besser.com
This material is proprietary, and is intended for agent training and should not be shared with potential or actual policyholders. To help explain this product to your customers, order free sales materials from the
Marketing Center. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are
determined by many factors, and are subject to change. Policies are written by American Modern Property and Casualty Insurance Company.
10469-MS-201703
© American Modern Insurance Group, Inc. 2017