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Snowmobile
To quote, select snowmobile as a vehicle type in the Motorsports product. As of January 2018, states which have migrated to the new
Motorsports product (and that are likely to have snow) include Colorado, Connecticut, Idaho, Illinois, Indiana, Maine, Ohio, Rhode
Island, and Wisconsin.
American Modern also writes snowmobile insurance through a separate program in Michigan, Minnesota, New Hampshire, New York,
Pennsylvania, and Vermont. To quote, call us at 800-543-2644.
• Title may be held by an individual, trust, LLC or corporation
Ownership • Drivers of street vehicles must be at least 16 years of age and hold a valid license.
and drivers • Units 250cc or less – driver must be at least 11 years of age. 251cc
and greater – driver must be at least 16 years of age.
• Full coverage • Liability only
Coverage levels
• Liability plus comprehensive
• Actual cash value • Replacement cost for units new to
Loss settlement
• Agreed value for a classic bike up to 2 model years of age
• Accessories – $1,000 • Pet protection – $750
Included coverage
• Personal effects/safety apparel – $1,000 • Towing and emergency expense – $75
• Accessories – up to $30,000 • Rental reimbursement
• Diminishing deductible • Towing and emergency expense – $200
• Genuine part security • Trailer physical damage
Optional coverage
• Medical payments • Travel loss reimbursement
• Passenger liability • Uninsured motorist
• Personal effects/safety apparel – $2,500
• Advance quote • Anti-theft devices
• Association membership • Home ownership
• Loyalty • Multiple policies
Discounts • Multiple vehicles • No violations
• Paying in full • Paperless policy
• Preferred customer • Prior insurance
• Safety course completion
Payment options • Full pay, 2-, 4- or 6-Pay, or Monthly automatic payments
Out-of-state • Our policy automatically adjusts to meet a state’s minimum coverage requirements even if your policy
coverage limits are normally lower. If you ride beyond our northern border, your coverage extends into Canada.
Quote today on AMsuite ®
This material is proprietary, and is intended for agent training and should not be shared with potential or actual policyholders. To help explain this product to your customers, order free sales materials
from the Marketing Center. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and
discounts vary, are determined by many factors, and are subject to change. Policies are written by American Modern Property and Casualty Insurance Company.
© American Modern Insurance Group, Inc. 2018 – 17077-SN-010518